Hampshire County and Hadley Town property record for 109 Middle St, Hadley, MA 01035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,868 sqft · built 1892 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,024 (2026) |
| APN | HADL M:0004I B:0002 L:0000 |
| Primary APN | HADL M:0004I B:0002 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,868 sqft Living Area |
| Gross Area | 5,799 sqft |
| Basement Area | 1,434 sqft |
| Unfinished Basement | 1,434 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 109 MIDDLE ST |
|---|---|
| City | HADLEY |
| State | MA |
| Zip | 01035-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 2 |
| Jurisdiction | HADLEY MA |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 821400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hadley Center Historic District (Boundary Increase) listed 1994 · 412 contributing resources · NRIS 88000513 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Middle St is owned and occupied by two individuals.
Source: Hampshire County and Hadley Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MIDDLE ST, HADLEY, MA 01035-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Middle St was $8,024, up 1.7% from the year before.
Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Hadley Town |
| Unified School District | Hadley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,024.00 (+1.7%) | $700,200 (+3.21%) Land $116,700 Building $583,500 | $663,637 (+24.94%) |
| 2025 | $7,890.00 (+5.92%) | $678,400 (+3.73%) Land $106,100 Building $572,300 | $531,145 (+2.81%) |
| 2024 | $7,449.00 (-0.05%) | $654,000 (+1.27%) Land $106,100 Building $547,900 | $516,610 |
| 2023 | $7,453.00 | $645,800 Land $106,100 Building $539,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 109 Middle St; there have been 20 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 20 (1984–2023) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Xfinity.
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