109 Middle Fork Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 109 Middle Fork Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,958 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (Apr 2012)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`213-0710-002-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0710-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,958 sqft Living Area
1st Floor Area	1,614 sqft
2nd Floor Area	1,344 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Pool Area	18,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 MIDDLE FORK CT
City	FOLSOM
State	CA
Zip	95630-2098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON 02A, LOT 27
Legal Subdivision	AMERICAN RIVER CANYON 02A
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2018
Census Tract	8209

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 2, 2020	Quit Claim Deed, Transfer FINANCE OF AMERICA MTG
Jun 2, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
May 15, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Jun 13, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2012 · Amount on Record
Deed Sale	Apr 3, 2012 · Amount on Record
Prior Sale	Jun 28, 2000 · Amount on Record
Deed Book / Page	20120403 / 1553
Last Transfer Date	May 27, 2020
Transfer Doc	6020000000983
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098

Mortgage

Document Number	0000000020
Date	Feb 7, 2024
Instrument	202402070020

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2020
Property Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Document Number	2006020981
Instrument Date	May 29, 2020
Instrument	2006020981
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MIDDLE FORK CT FOLSOM CA 956302098, FOLSOM, CA 95630-2098

Mortgage

Document Number	2006020982
Date	Jun 2, 2020
Instrument	2006020982

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2020
Property Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Document Number	2006020983
Instrument Date	May 29, 2020
Instrument	2006020983
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 MIDDLE FORK CT FOLSOM CA 956302098, FOLSOM, CA 95630-2098

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2019
Property Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Document Number	1905151050
Instrument Date	May 9, 2019
Instrument	1905151050
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MIDDLE FORK CT FOLSOM CA 956302098, FOLSOM, CA 95630-2098

Mortgage

Document Number	1905151051
Date	May 15, 2019
Instrument	1905151051

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 13, 2019
Property Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Document Number	1906131066
Instrument Date	May 9, 2019
Instrument	1906131066
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 MIDDLE FORK CT FOLSOM CA 956302098, FOLSOM, CA 95630-2098

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	109 MIDDLE FORK CT, FOLSOM, CA 95630-2098
Document Number	1708161577
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 MIDDLE FORK CT FOLSOM CA 956302098, FOLSOM, CA 95630-2098

Mortgage

Document Number	1708161577
Date	Aug 16, 2017
Instrument	1708161577

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95853-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$486,833 (+2%) Land $166,545 Building $320,288
2025	$5,129.00 (+2.13%) Homeowner's exemption	$477,288 (+4.04%) Land $163,280 Building $314,008
2024	$5,022.00 (+1.85%)
2023	$4,931.00 (+1.5%) Homeowner's exemption	$458,756 Land $156,941 Building $301,815
2022	$4,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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