Hampton City property record for 109 Michaels Woods Dr, Hampton, VA 23666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,265 sqft · built 1990 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,900 (Dec 2015) |
| Tax Bill | $4,562 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Aug 2025 Mortgage + 1 more |
| APN | 04H014 03 F 016 |
| Primary APN | 04H014 03 F 016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 53 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4004105 |
|---|---|
| Street Address | 109 MICHAELS WOODS DR |
| City | HAMPTON |
| State | VA |
| Zip | 23666-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 R-11 ONE |
| Legal Description | MICHAELS WDS OF N HPT 3 L16.BF |
| Legal Subdivision | MICHAELS WDS OF N |
| Legal Block | F |
| Legal Lot Number | 16 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10307 |
109 Michaels Woods Dr is owned and occupied by two individuals who bought it in December 2015.
Source: Hampton City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MICHAELS WOODS DR, HAMPTON, VA 23666-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Aug 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2015 · Amount on File |
| Deed Sale | Dec 14, 2015 · Amount on File |
| Prior Sale | Sep 23, 1999 · Amount on File |
| Deed Document Number | 201515759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 109 MICHAELS WOODS DR, HAMPTON, VA 23666-5627 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0200013307 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 200013307 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 109 MICHAELS WOODS DR, HAMPTON, VA 23666-5627 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 109 MICHAELS WOODS DR, HAMPTON, VA 23666-5627 |
| Document Number | 0250010252 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 250010252 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 246 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 109 MICHAELS WOODS DR, HAMPTON, VA 23666-5627 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250000801 |
|---|---|
| Date | Jan 23, 2025 |
| Instrument | 250000801 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 109 Michaels Woods Dr was $4,562.
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,100 (+2.95%) Land $85,000 Building $313,100 | $398,100 (+2.95%) Land $85,000 Building $313,100 | |
| 2025 | $4,562.00 | $386,700 Land $85,000 Building $301,700 | $386,700 Land $85,000 Building $301,700 |
| 2023 | $4,236.00 (+9.66%) | $353,000 Land $85,000 Building $268,000 | $353,000 Land $85,000 Building $268,000 |
| 2022 | $3,863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 109 Michaels Woods Dr; there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Michaels Woods Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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