New Castle County property record for 109 Michael Dr, Smyrna, DE 19977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1994 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,958 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-021.00-094 |
| Primary APN | 15-021.00-094 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 113,256 sqft (2.6 acres) |
| Lot Dimensions | 359 ft deep x 294 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 109 MICHAEL DR |
|---|---|
| City | SMYRNA |
| State | DE |
| Zip | 19977-9467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | GREEN SPRING FRM III |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 16901 |
109 Michael Dr is owned and occupied by two individuals who acquired it in July 1998.
Source: New Castle County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MICHAEL DR, SMYRNA, DE 19977-9467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1998 |
| Deed Sale | Jul 24, 1998 |
| Deed Book / Page | 2491 / 226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Apr 9, 2026 |
| Property Address | 109 MICHAEL DR, SMYRNA, DE 19977-9467 |
| Document Number | 0000024826 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202624826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 MICHAEL DR, SMYRNA, DE 19977-9467 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024826, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202624826 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $408,100 Land $134,600 Building $273,500 | ||
| 2024 | $364,590 | ||
| 2023 | $1,958.00 | $72,300 Land $11,600 Building $60,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Michael Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Michael Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 80% of Delaware |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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