Humphreys County property record for 109 Meridale St, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 2023 |
| Lot Size | 0.27 acres (11,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $14,000 (Sep 2022) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Mar 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 043064K A 01600 |
| Primary APN | 043064K A 01600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,800 sqft |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 424 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 MERIDALE ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W04 |
| Legal Subdivision | MERIDALE |
| Legal Lot Number | 10 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 130300 |
109 Meridale St is owned by an individual who bought it in September 2022.
Source: Humphreys County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 107 CHERRY TREE DR, WAVERLY, TN 37185-1402 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Deed Document Number | 22003052 |
| Deed Book / Page | WD212 / 2850 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Sep 19, 2022 |
| Property Address | 109 MERIDALE ST, WAVERLY, TN 37185-1822 |
| Document Number | 0000003052 |
| Book / Page | WD212 / 2850 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 22003052 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $51.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 CHENNY TREE DR, WARTRACE, TN 37183 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 109 MERIDALE ST, WAVERLY, TN 37185-1822 |
| Document Number | 0000000621 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000000621 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 000225/000980 |
| Instrument | 621 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | WAVERLY, TN 37185 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 19, 2027 |
The 2025 property tax bill for 109 Meridale St was $1,036, down 0.3% from the year before.
Source: Humphreys County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036.00 (-0.29%) | $34,100 (-) Land $3,500 Building $30,600 | |
| 2024 | $1,039.00 (+19.43%) | $34,100 (-) Land $3,500 Building $30,600 | |
| 2023 | $870.00 (+1,091.78%) | $34,100 (+1,382.61%) Land $3,500 Building $30,600 | $136,400 (+1,382.61%) Land $14,000 Building $122,400 |
| 2022 | $73.00 | $2,300 Land $2,300 | $9,200 Land $9,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Meridale St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 84 (1984–2024) |
| Claims Outside the SFHA | 11 of 84 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Meridale St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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