109 Mercury Dr, Elyria, OH 44035 Property Records

Lorain County property record for 109 Mercury Dr, Elyria, OH 44035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,356 sqft · built 2003
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2020)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-006-000-069`

Property Details

APN / Parcel Number

Primary APN	`06-24-006-000-069`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,356 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 MERCURY DR
City	ELYRIA
State	OH
Zip	44035-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORIZON SUB 1 70 X 125
Legal Subdivision	HORIZON SUB 1
Legal Tract	24
Legal Lot Number	20
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3021
Census Tract	70902

Owner

Source: Lorain County records · APN 06-24-006-000-069

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 MERCURY DR, ELYRIA, OH 44035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN MIDWEST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Oct 23, 2013 · Amount on Record
Deed Document Number	2020764726
Prior Transfer Date	Jul 26, 2006
Prior Transfer Doc	0000158024
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	109 MERCURY DR, ELYRIA, OH 44035-8926
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000821596
Date	Jun 07, 2021
Instrument	2021-0821596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 01, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 16, 2020
Property Address	109 MERCURY DR, ELYRIA, OH 44035-8926
Document Number	0000764726
Instrument Date	Jun 15, 2020
Instrument	764726
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MERCURY DR ELYRIA OH 440358926, ELYRIA, OH 44035-8926

Mortgage

Document Number	764727
Date	Jun 16, 2020
Instrument	764727

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 Homeowner's exemption	$73,190 (+%) Land $16,980 Building $56,210	$209,110 (-) Land $48,500 Building $160,610
2024	$3,447.00 (+3.76%)	$73,189 (+20.09%) Land $16,975 Building $56,214	$209,110 (+20.1%) Land $48,500 Building $160,610
2023	$3,322.00 (+0.36%)	$60,943 (+%) Land $14,333 Building $46,610	$174,120 (-) Land $40,950 Building $133,170
2022	$3,310.00	$60,940 Land $14,330 Building $46,610
2021			$174,120 Land $40,950 Building $133,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930709023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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