109 Mellen Rd, New Bern, NC 28562 Property Records

Craven County property record for 109 Mellen Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,505 sqft · built 2003
Lot Size	0.415 acres (18,089 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Mar 2002)
Tax Bill	$4,477 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`7-300-3-255`

Property Details

APN / Parcel Number

Primary APN	`7-300-3-255`
Alternative APN	`6379065`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,505 sqft Living Area
1st Floor Area	2,505 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,089 sqft (0.415 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Pool Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6379065
Street Address	109 MELLEN RD
City	NEW BERN
State	NC
Zip	28562-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	LOT 255 TABERNA PH II SECOND ADD
Legal Subdivision	TABERNA
Legal Phase	II
Legal Lot Number	255
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2016
Census Tract	961003

Owner

109 Mellen Rd is owned and occupied by two individuals who bought it in March 2002.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 MELLEN RD, NEW BERN, NC 28562-8766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Dec 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2002 · Amount on File
Deed Sale	Mar 11, 2002 · Amount on File
Deed Book / Page	1895 / 629
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 MELLEN RD, NEW BERN, NC 28562-8766
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3658/1642
Date	Mar 11, 2021
Book Page	3658/1642
Instrument	10071379

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	109 MELLEN RD, NEW BERN, NC 28562-8766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3596/1157
Date	Dec 23, 2019
Book Page	3596/1157
Instrument	10048257

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 109 Mellen Rd was $4,477, up 7.8% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,477.00 (+7.78%)	$509,380 (+4.15%) Land $47,500 Building $461,880	$509,380 (+4.15%) Land $47,500 Building $461,880
2025	$4,154.00	$489,090 Land $47,500 Building $441,590	$489,090 Land $47,500 Building $441,590
2023	$4,094.00 (+10.59%)	$489,090 (+39.96%) Land $47,500 Building $441,590	$489,090 Land $47,500 Building $441,590
2022	$3,702.00	$349,460 Land $47,500 Building $301,960
2018			$349,460 Land $47,500 Building $301,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Mellen Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Mellen Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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