Kenton County property record for 109 Meadow Hill Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1983 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,500 (Mar 1998) |
| Tax Bill | $1,643 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-038.00 |
| Primary APN | 045-30-00-038.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 308 ft deep x 54 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 109 MEADOW HILL DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 11 PT A LOT 361 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 11 |
| Legal Lot Number | 361 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 66801 |
109 Meadow Hill Dr is owned and occupied by two individuals who acquired it in July 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2023 | Intrafamily Transfer, Transfer |
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1998 · Amount on File |
| Deed Sale | Mar 30, 1998 · Amount on File |
| Last Transfer Date | Jul 10, 2023 |
| Transfer Doc | 0005900296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 19, 2023 |
| Property Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Document Number | 0005900296 |
| Book / Page | KC 247 / 386 |
| Map Reference | MB 21 PG 69 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 23091905900296 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Document Number | 0005900046 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 392/512 |
| Instrument | 22072905900046 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 MEADOW HILL DR, COVINGTON, KY 41017-9787 |
| Document Number | 0000000078 |
| Book / Page | ORI405 / 000001 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 MEADOW HILL DR COVINGTON KY 410179787, COVINGTON, KY 41017-9787 |
| Document Number | 0000000078 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | ORI405/000001 |
| Instrument | 78 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Meadow Hill Dr was $1,643.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,700 (+4.76%) Land $20,000 Building $153,700 | $173,700 (+4.76%) Land $20,000 Building $153,700 | |
| 2025 | $1,643.00 | $165,800 Land $10,000 Building $155,800 | $165,800 Land $10,000 Building $155,800 |
| 2023 | $1,767.00 (-2.38%) | $165,800 (-) Land $10,000 Building $155,800 | $165,800 (-) Land $10,000 Building $155,800 |
| 2022 | $1,810.00 | $165,800 Land $10,000 Building $155,800 | $165,800 Land $10,000 Building $155,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Meadow Hill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Meadow Hill Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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