109 McNair Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 109 McNair Dr, Crestview, FL 32539

Property Summary

Property Type	Townhouse
Details	5 bd · 3 ba · 1,901 sqft · built 2006
Lot Size	0.119 acres (5,207 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2017)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-599-0040-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-599-0040-7`
Alternative APN	`09-3N-23-1025-0000-0100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,901 sqft Heated Area
Gross Area	2,257 sqft
1st Floor Area	868 sqft
Upper Floors Area	1,033 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,207 sqft (0.119 acres)
Garage Type	Finished
Garage Area	220 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	109 MCNAIR DR
City	CRESTVIEW
State	FL
Zip	32539-6951
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	STILLWELL ESTATES LOT 10
Legal Range	23
Legal Township	03N
Legal Section	09
Legal Subdivision	STILLWELL ESTATES
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2006
Census Tract	20400

Owner

109 McNair Dr, a townhouse, is owned and occupied by two individuals who acquired it in March 2025.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	109 MCNAIR DR, CRESTVIEW, FL 32539-6951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 13, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Document Number	0033213313
Deed Book / Page	003321 / 003313
Last Transfer Date	Mar 14, 2025
Transfer Doc	0003742699
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	109 MCNAIR DR, CRESTVIEW, FL 32539-6951
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035420512
Date	Apr 26, 2021
Book Page	3542/512
Instrument	3449677

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	109 MCNAIR DR, CRESTVIEW, FL 32539-6951
Document Number	0034652306
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0034652306
Date	Jun 1, 2020
Book Page	003465/002306
Instrument	3361742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 13, 2017
Property Address	109 MCNAIR DR, CRESTVIEW, FL 32539-6951
Document Number	0033213313
Book / Page	003321 / 003313
Instrument Date	Oct 10, 2017
Instrument	3165945
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MCNAIR DR CRESTVIEW FL 325396951, CRESTVIEW, FL 32539-6951

Mortgage

Document Number	33213315
Date	Oct 13, 2017
Book Page	003321/003315
Instrument	3165946

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 McNair Dr was $1,703 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,309	$203,932 Land $25,000 Building $178,932
2023	$1,602.00 (+3.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$145,592 (+3%)	$187,857 (+16.97%) Land $10,000 Building $177,857
2022	$1,545.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$141,351	$160,609 Land $10,000 Building $150,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 McNair Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 McNair Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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