109 McGaskill St, Everson, WA 98247 Property Records

Whatcom County property record for 109 McGaskill St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1880
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Sep 2016)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`534889`

Property Details

APN / Parcel Number

Primary APN	`534889`
Alternative APNs	`400431 185523 0000` `139755`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Porch	Porch
Porch Area	192 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	534889
Street Address	109 MCGASKILL ST
City	EVERSON
State	WA
Zip	98247-8247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	BEG 590 FT W-306 FT S OF 1/4 SEC COR BTWN SECS 30-31 IN NE NW-TH W 50 FT-TH S 108 FT-TH SELY TAP PAR TO LI 50 FT E OF W LI OF
Legal Range	04
Legal Township	40
Legal Section	31
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2043
Census Tract	10202

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MCGASKILL ST, EVERSON, WA 98247-8247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2016 · Amount on Record
Deed Sale	Sep 21, 2016 · Amount on Record
Prior Sale	Mar 15, 2004 · Amount on Record
Deed Document Number	2016-0902533
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	109 MCGASKILL ST, EVERSON, WA 98247-8247
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901008
Date	Sep 13, 2022
Instrument	2022-0901008

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	109 MCGASKILL ST, EVERSON, WA 98247-8247
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MCGASKILL ST, EVERSON, WA 98247-8247

Mortgage

Document Number	0000402160
Date	Apr 20, 2022
Instrument	2022-0402160

Lender

Name	BANNER BANK
Type	Bank
Address	BELLEVUE, WA 98004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	109 MCGASKILL ST, EVERSON, WA 98247-8247
Document Number	2201004935
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MCGASKILL ST EVERSON WA 982478247, EVERSON, WA 98247-8247

Mortgage

Document Number	2201004935
Date	Oct 27, 2020
Instrument	1004935

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+21.78%)	$316,020 (+11.49%) Land $105,895 Building $210,125	$316,020 (+11.49%) Land $105,895 Building $210,125
2022		$283,443 Land $116,340 Building $167,103	$283,443 Land $116,340 Building $167,103
2021	$2,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 5 condo units
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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