Beaver County property record for 109 McCracken Dr, Monaca, PA 15061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 2001 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Aug 2008) |
| Tax Bill | $696 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-061-0309.000 |
| Primary APN | 56-061-0309.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 56-061-0309.000 |
|---|---|
| Street Address | 109 MCCRACKEN DR |
| City | MONACA |
| State | PA |
| Zip | 15061-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 LAKEVIEW FARMS PH#2 HS OB |
| Legal Subdivision | LAKEVIEW FARMS |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BEAVER PA |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 603202 |
109 McCracken Dr is owned and occupied by two individuals who bought it in August 2008.
Source: Beaver County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MCCRACKEN DR, MONACA, PA 15061-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW ALLIANCE FCU |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW ALLIANCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2008 · Amount on File |
| Deed Sale | Aug 29, 2008 · Amount on File |
| Prior Sale | May 14, 2001 · Amount on File |
| Deed Document Number | 20083330388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 109 MCCRACKEN DR, MONACA, PA 15061-2762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003727473 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 3727473 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 10, 2041 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 109 MCCRACKEN DR, MONACA, PA 15061-2762 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003666163 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 3666163 |
| Name | NEW ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | AMBRIDGE, PA 15003 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 25, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 109 MCCRACKEN DR, MONACA, PA 15061-2762 |
| Document Number | 0003560392 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 MCCRACKEN DR MONACA PA 150612762, MONACA, PA 15061-2762 |
| Document Number | 0003560392 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 3560392 |
| Name | NEW ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | AMBRIDGE, PA 15003-2325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 24, 2032 |
The 2025 property tax bill for 109 McCracken Dr was $696.
Source: Beaver County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Beaver County |
| County Subdivision | Center Township |
| Unified School District | Central Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,300 Land $27,650 Building $130,650 | $316,600 Land $55,300 Building $261,300 | |
| 2025 | $696.00 | ||
| 2023 | $5,952.00 | $56,200 Land $12,150 Building $44,050 | |
| 1982 | $112,400 Land $24,300 Building $88,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 McCracken Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 McCracken Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures