109 Martin Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 109 Martin Rd, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1986
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Oct 2018)
Tax Bill$2,842 (2025)
Deeds & MortgagesJul 2023 Sale
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN230260-0000

Property Details

APN / Parcel Number

Primary APN230260-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,200 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Lot Width90 ft Width
Garage TypeAttached
Garage Area592 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address109 MARTIN RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description8-40 ST AUG SOUTH UT 7 E10FT LOT 1842 & ALL LOTS 1843 1844 OR4631/1039 & 5800/1458(Q/C)
Legal Range30E
Legal Township07S
Legal Section31
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 7
Legal Block7
Legal Lot Number1842
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2006
Census Tract21302

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 25, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Prior SaleApr 28, 2015 · Amount on Record
Deed Document Number201877143
Deed Book / Page4631 / 1039
Last Transfer DateJul 24, 2023
Transfer Doc0058001458
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2023
Property Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115
Document Number0058001458
Book / Page5800 / 1458
Map ReferenceMB 8 PG 40
Instrument DateJul 24, 2023
Instrument2023059543
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115
Transaction TypeMortgage
Record UpdatedDec 14, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056740555
DateDec 5, 2022
Book Page5674/555
Instrument2022109552
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049201063
DateApr 13, 2020
Book Page4920/1063
Instrument2020028353
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 25, 2018
Property Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115
Document Number0046311039
Book / Page4631 / 1039
Map ReferenceMB8 PG40
Instrument DateOct 23, 2018
Instrument2018077143
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SVCS OF ST JOHN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 MARTIN RD, 109, SAINT AUGUSTINE, FL 32086-6115

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 MARTIN RD, SAINT AUGUSTINE, FL 32086-6115

Mortgage

Document Number2018077144
DateOct 25, 2018
Instrument2018077144
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,635 (+2.7%)$302,827 (-0.39%) Land $117,990 Building $184,837
2025$2,842.00 (+13.5%) Homeowner's exemption$222,624 (+5.99%)$304,026 (-0.39%) Land $120,420 Building $183,606
2024$2,504.00 (+2.12%)
2023$2,452.00 (+3.33%) Homeowner's exemption$210,049 (+3%)$305,208 (+7.18%) Land $120,420 Building $184,788
2022$2,373.00 Homeowner's exemption$203,931$284,755 Land $80,640 Building $204,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims18 (1992–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2023 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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