Cleveland County property record for 109 Maple St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,316 sqft · built 1888 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $320,000 (Jun 2022) |
| Tax Bill | $639 (2026) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 22466 |
| Primary APN | 22466 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,316 sqft Finished Area |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1309591 |
|---|---|
| Street Address | 109 MAPLE ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-5453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 109 MAPLE ST |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 951000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Marion-Belvedere Park Historic District listed 2002 · 123 contributing resources · NRIS 02001667 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2244, SHELBY, NC 28151-2244 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on Record |
| Deed Sale | Jun 6, 2022 · Amount on Record |
| Deed Document Number | 2022200073931 |
| Deed Book / Page | 1874 / 2258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 109 MAPLE ST, SHELBY, NC 28150-5453 |
| Document Number | 0017660200 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 718 E ZION CHURCH RD SHELBY NC 281509340, SHELBY, NC 28150-9340 |
| Document Number | 0017660200 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 001766/000200 |
| Instrument | 12791 |
| Name | BANK OF OZARK |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Term | 60 Months |
|---|---|
| Due | Apr 23, 2023 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639.00 (+7.94%) | $59,523 (-) Land $9,225 Building $50,298 | $59,523 (-) Land $9,225 Building $50,298 |
| 2025 | $592.00 | $59,523 (+73.44%) Land $9,225 Building $50,298 | $59,523 (+73.44%) Land $9,225 Building $50,298 |
| 2023 | $34,320 Land $6,150 Building $28,170 | $34,320 Land $6,150 Building $28,170 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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