109 Maple St, Germantown, IL 62245 Property Records

Clinton County property record for 109 Maple St, Germantown, IL 62245

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,238 sqft · built 1935
Lot Size	0.226 acres (9,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Aug 2020)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-10-101-008`

Property Details

APN / Parcel Number

Primary APN	`12-11-10-101-008`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,238 sqft Finished Area
1st Floor Area	1,838 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	9,824 sqft (0.226 acres)
Garage Area	414 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	109 MAPLE ST
City	GERMANTOWN
State	IL
Zip	62245-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION DEERHAKE'S 1ST ADD LOT 5 & 6 PT OF LOTS
Legal Subdivision	DEERHAKES 1ST ADD
Legal Lot Number	5-6
Jurisdiction	CLINTON IL
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2072
Census Tract	900601

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MAPLE ST, GERMANTOWN, IL 62245-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Aug 31, 2020	Grant Deed, Transfer COMMUNITY TITLE
Aug 31, 2020	Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20204491
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000004493
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	109 MAPLE ST, GERMANTOWN, IL 62245-2146
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002477
Date	Apr 15, 2021
Instrument	2021R02477

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLINTON IL
Recording Date	Aug 31, 2020
Property Address	109 MAPLE ST, GERMANTOWN, IL 62245-2146
Document Number	0000004490
Instrument Date	Aug 28, 2020
Instrument	4490
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16930 SPANKER BRANCH RD AVISTON IL 622163926, AVISTON, IL 62216-3926

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON IL
Recording Date	Aug 31, 2020
Property Address	109 MAPLE ST, GERMANTOWN, IL 62245-2146
Document Number	0000004491
Instrument Date	Aug 28, 2020
Instrument	2020R04491
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 MAPLE ST, GERMANTOWN, IL 62245-2146

Mortgage

Document Number	0000004492
Date	Aug 31, 2020
Instrument	2020R04492

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Germantown Township
Municipality	Germantown Village
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Germantown School District 60 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 (+9.69%) Homeowner's exemption	$38,640 (+40.56%) Land $4,870 Building $33,770	$115,920 (+40.56%) Land $14,610 Building $101,310
2024	$1,991.00 (+31.07%)
2022	$1,519.00 (+4.69%)	$27,490 (+4.01%) Land $3,780 Building $23,710	$82,470 (+4.01%) Land $11,340 Building $71,130
2021	$1,451.00	$26,430 Land $3,630 Building $22,800	$79,290 Land $10,890 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN serves 1,537 people · EPA ID IL0270350
Water Source	Purchased surface water from BREESE
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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