109 Maple Pl, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 109 Maple Pl, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,709 sqft · built 1930
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2019)
Tax Bill	$14,713 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03-00269-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00269-0000-00005`
Alternative APNs	`030026900005` `2866004`

Interior

Stories	2 Stories
Building Area	1,709 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,999 sqft (0.207 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2866004
Street Address	109 MAPLE PL
City	CRANFORD
State	NJ
Zip	07016-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/CRANFORD
Legal Block	269
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4004
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 MAPLE PL, CRANFORD, NJ 07016-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 7, 2019	Deed, Transfer TITLE MASTERS LLC
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	2019312495
Deed Book / Page	6321 / 243
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	109 MAPLE PL, CRANFORD, NJ 07016-2335
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153982703
Date	Aug 14, 2023
Book Page	15398/2703
Instrument	55062

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	109 MAPLE PL, CRANFORD, NJ 07016-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147752309
Date	Sep 25, 2020
Book Page	14775/2309
Instrument	699663

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 7, 2019
Property Address	109 MAPLE PL, CRANFORD, NJ 07016-2335
Document Number	0063210243
Book / Page	6321 / 0243
Instrument Date	Apr 15, 2019
Instrument	312495
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLE MASTERS LLC

Transaction

Amount	Amount Recorded
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5102 BOWLES CIR, 5102, HOLLY SPRINGS, NC 27540-6382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MAPLE PL, CRANFORD, NJ 07016-2335

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	109 MAPLE PL, CRANFORD, NJ 07016-2335
Document Number	0143840650
Book / Page	014384 / 000650
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 MAPLE PL CRANFORD NJ 070162335, CRANFORD, NJ 07016-2335

Mortgage

Document Number	0143840650
Date	Dec 27, 2017
Book Page	014384/000650
Instrument	651278

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,000 (-) Land $116,500 Building $86,500	$203,000 (-) Land $116,500 Building $86,500
2025	$14,713.00 (+6.92%)	$203,000 (-) Land $116,500 Building $86,500	$203,000 (-) Land $116,500 Building $86,500
2024	$13,761.00 (+2.53%)
2023		$203,000 Land $116,500 Building $86,500	$203,000 Land $116,500 Building $86,500
2022	$13,422.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	154 units insured incl. 123 condo units
Nearby Flood Claims	73 (1996–2021)
Claims Outside the SFHA	6 of 73
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 32 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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