109 Maple Ave, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 109 Maple Ave, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 1963
Lot Size	0.52 acres (22,652 sqft)
Owner	Individual Name on Record
Tax Bill	$6,831 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:016 B:020 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:016 B:020 L`
Alternative APN	`197100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,146 sqft Living Area
Gross Area	4,611 sqft
1st Floor Area	1,346 sqft
Basement Area	1,318 sqft
Unfinished Basement	476 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,652 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	197100
Street Address	109 MAPLE AVE
City	OLD SAYBROOK
State	CT
Zip	06475-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA-2
Legal Block	20
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2001
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit SEASONS FEDERAL CREDIT UNION
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SEASONS FEDERAL CREDIT UNION
Nov 29, 2022	Deed, Transfer
Feb 2, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SEASONS FEDERAL CREDIT UNION
Jul 3, 2017	Deed of Trust, Mortgage SEASONS FCU
Jun 27, 2018	Deed of Trust, Mortgage SEASONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 29, 2022
Transfer Doc	000680-638
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000681-642
Date	Jan 23, 2023
Book Page	681/642

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000681-630
Date	Jan 23, 2023
Book Page	681/630

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 29, 2022
Property Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Document Number	000680-638
Book / Page	680 / 638
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	659-783
Date	Feb 2, 2021
Book Page	659/783

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	625-369
Date	Jul 3, 2017
Book Page	625/369

Lender

Name	SEASONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2042

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	109 MAPLE AVE, OLD SAYBROOK, CT 06475-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	634-103
Date	Jun 27, 2018
Book Page	634/103

Lender

Name	SEASONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,831.00	$440,700 (+59.04%) Land $114,500 Building $326,200	$308,490 Land $80,150 Building $228,340
2024	$6,831.00 (+20.54%)
2023	$5,667.00 (+1.85%)	$277,100 (-) Land $81,500 Building $195,600
2022	$5,564.00	$277,100 Land $81,500 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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