109 Mandy Cir, Copperas Cove, TX 76522 Property Records

Coryell County property record for 109 Mandy Cir, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,960 sqft · built 1991
Lot Size0.255 acres (11,122 sqft)
Owner2 Individual Names on Record
Last Sale$240,636 (Jul 2023)
Tax Bill$3,657 (2025)
Deeds & MortgagesJul 2023 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-69-15-1740

Property Details

APN / Parcel Number

Primary APN1-69-15-1740
Alternative APN
  • 124806

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,960 sqft Living Area
Gross Area2,340 sqft
1st Floor Area802 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area11,122 sqft (0.255 acres)
Lot Dimensions118 ft deep x 94 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area10 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address109 MANDY CIR
CityCOPPERAS COVE
StateTX
Zip76522-4616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH MEADOWS ADDN, BLOCK 3, LOT 26, ACRES .2553
Legal SubdivisionSOUTH MEADOWS ADDN
Legal Tract26
Legal Block3
Legal Lot Number26
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group3
Census Block3015
Census Tract10802

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 MANDY CIR, COPPERAS COVE, TX 76522-4616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Vendor's Lien, Transfer · FHA Mortgage
ALCOVA MORTGAGE LLC
May 12, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2023 · Amount on Record
Deed SaleJul 3, 2023 · Amount on Record
Prior SaleDec 29, 2021
Deed Document Number2023365198
Record UpdatedSep 20, 2026

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateJul 3, 2023
Property Address109 MANDY CIR, COPPERAS COVE, TX 76522-4616
Document Number0000365198
Map ReferenceVOL 5 PG 28
Instrument DateJun 29, 2023
Instrument365198
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyNOT AVAILABLE, NETCO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1888 DIVOT RD, CARSON CITY, NV 89701-2958

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 MANDY CIR, COPPERAS COVE, TX 76522-4616

Mortgage

Document Number0000365199
DateJul 3, 2023
Instrument365199
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address109 MANDY CIR, COPPERAS COVE, TX 76522-4616
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000326226
DateMay 12, 2020
Instrument326226
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORYELL TX
Recording DateDec 29, 2021
Property Address109 MANDY CIR, COPPERAS COVE, TX 76522-4616
Document Number0000347217
Map ReferenceCAB A SL 236
Instrument DateDec 21, 2021
Instrument347217
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 BERNAS RD, 170, COCHECTON, NY 12726-5403

Transferred To (Grantee/Buyer)

NameVerified Name
Address1888 DIRGH RD, CARSON CITY, NV 89701

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
MunicipalityCopperas Cove City
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,657.00 (-6.64%)$235,840 (-4.08%) Land $28,750 Building $207,090$235,840 (-4.08%) Land $28,750 Building $207,090
2024$3,917.00 (-19.07%)
2023$4,840.00 (+7.58%) Homeowner's exemption$245,870 Land $28,750 Building $217,120$245,870 Land $28,750 Building $217,120
2022$4,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COPPERAS COVE
serves 41,669 people · EPA ID TX0500001
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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