Le Sueur County property record for 109 Main St W, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,095 sqft · built 1900 |
| Lot Size | 0.281 acres (12,245 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,500 (Sep 2023) |
| Tax Bill | $2,060 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24.510.1120 |
| Primary APN | 24.510.1120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| Gross Area | 512 sqft |
| 1st Floor Area | 852 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,245 sqft (0.281 acres) |
| Lot Dimensions | 155 ft deep x 79 ft wide |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 80 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 109 MAIN ST W |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF WATERVILLE BLOCK-015 LOT 2 & W 13 FT OF LOT 1 |
| Legal Subdivision | CITY OF WATERVILLE |
| Legal Block | 15 |
| Legal Lot Number | 1,2 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 950400 |
Source: Le Sueur County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 MAIN ST W, WATERVILLE, MN 56096-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Document Number | 20231578819 |
| Prior Transfer Date | Jun 4, 2014 |
| Prior Transfer Doc | 0000393856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Recording Date | Jul 15, 2019 |
| Property Address | 109 MAIN ST W, WATERVILLE, MN 56096-1454 |
| Document Number | 000A422438 |
| Instrument Date | Jul 6, 2019 |
| Instrument | A422438 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MAIN ST W, WATERVILLE, MN 56096-1454 |
| Document Number | 000A422439 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | A422439 |
| Name | STATE BANK OF FARIBAU |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,200 (+13.26%) Land $42,000 Building $132,200 | $174,200 (+13.26%) Land $42,000 Building $132,200 | |
| 2025 | $2,060.00 (+21.46%) | ||
| 2023 | $1,696.00 Homeowner's exemption | $153,800 Land $34,000 Building $119,800 | $153,800 Land $34,000 Building $119,800 |
| 2022 | $1,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1983–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waterville serves 1,868 people · EPA ID MN1400015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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