109 Main St, Sterling, CO 80751 Property Records

Logan County property record for 109 Main St, Sterling, CO 80751

Property Summary

Property Type	Restaurant
Details	2,400 sqft · built 1915
Lot Size	0.105 acres (4,574 sqft)
Owner	Company Name on Record
Last Sale	$87,500 (Dec 2018)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`38052532110005`

Property Details

APN / Parcel Number

Primary APN	`38052532110005`
Alternative APN	`4046000`

Interior

Stories	1 Story
Building Area	2,400 sqft Heated Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick/Stone
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	180 ft deep x 25.5 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	109 MAIN ST
City	STERLING
State	CO
Zip	80751-4341
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOT 5 & E 6" LOT6 BLK4 ORIGINAL STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	STERLING ORIGINAL
Legal Block	4
Legal Lot Number	5-6
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2077
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7649 COUNTY ROAD 77, FLEMING, CO 80728-9305
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Quit Claim Deed, Transfer · Construction Mortgage BANK OF COLORADO
Dec 28, 2018	Warranty Deed, Transfer · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2018742872
Deed Book / Page	1031 / 49
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 3, 2022
Property Address	109 MAIN ST, STERLING, CO 80751-4341
Document Number	0000761700
Book / Page	1049 / 890
Instrument Date	Jun 1, 2022
Instrument	761700
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20909 MAIN ST, PADRONI, CO 80745-5016

Mortgage

Document Number	0000761702
Date	Jun 3, 2022
Instrument	761702

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 2, 2032

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 28, 2018
Property Address	109 MAIN ST, STERLING, CO 80751-4341
Document Number	0000742872
Book / Page	001031 / 000049
Instrument Date	Dec 27, 2018
Instrument	742872
Transaction Type	Transfer
Record Updated	Feb 11, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 CORTEZ ST STERLING CO 807512316, STERLING, CO 80751-2316

Mortgage

Document Number	742873
Date	Dec 28, 2018
Book Page	001031/000050
Instrument	742873

Lender

Name	BANK OF CO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 27, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+25.51%)	$24,265 (-63.25%)	$89,871 (+36.11%) Land $25,245 Building $64,626
2023		$66,030 (+244.8%) Land $22,950 Building $43,080	$66,030 (-) Land $22,950 Building $43,080
2022	$1,533.00	$19,150 Land $6,660 Building $12,490	$66,030 Land $22,950 Building $43,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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