Fremont County property record for 109 Main St, Lander, WY 82520
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,171 sqft · built 1927 |
| Lot Size | 0.18 acres (7,838 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,553 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3399-18-1-55-011.00 |
| Primary APN | 3399-18-1-55-011.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,171 sqft Gross Area |
|---|
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Cathedral/Clerestory |
| Lot Area | 7,838 sqft (0.18 acres) |
| Canopy | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | R0006846 |
|---|---|
| Street Address | 109 MAIN ST |
| City | LANDER |
| State | WY |
| Zip | 82520-3125 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ORIGINAL TOWN OF LANDER BLK 21 LOT 1 WD 2024-1455019 |
| Legal Subdivision | ORIGINAL TOWN OF LANDER |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Jurisdiction | FREMONT WY |
| Township / Civil Division | LANDER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 200 |
109 Main St, a commercial property, is owned by a company that acquired it in June 2012.
Source: Fremont County records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6480 MONROE ST, SYLVANIA, OH 43560-1430 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| May 31, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WYOMING COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2008 |
| Deed Sale | Jul 14, 2008 |
| Deed Document Number | 20081306141 |
| Last Transfer Date | Jun 21, 2012 |
| Transfer Doc | 20121354702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT WY |
| Property Address | 109 MAIN ST, LANDER, WY 82520-3125 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20211429384 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021-1429384 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LANDER, WY 82520 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT WY |
| Property Address | 109 MAIN ST, LANDER, WY 82520-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191410507 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2019-1410507 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | LANDER, WY 82520 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 12, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT WY |
| Property Address | 109 MAIN ST, LANDER, WY 82520-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191410173 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019-1410173 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | LANDER, WY 82520 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 27, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT WY |
| Property Address | 109 MAIN ST, LANDER, WY 82520-3125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191410166 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019-1410166 |
| Name | WYOMING COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LANDER, WY 82520 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 109 Main St was $4,553, down 1% from the year before.
Source: Fremont County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Wyoming |
| County | Fremont County |
| Municipality | Lander City |
| Unified School District | Fremont County School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,635 (+13.93%) Land $5,212 Building $60,423 | $690,893 (+13.92%) Land $54,866 Building $636,027 | |
| 2025 | $4,553.00 (-1.04%) | $57,612 Land $5,212 Building $52,400 | $606,446 Land $54,866 Building $551,580 |
| 2024 | $4,601.00 | ||
| 2023 | $49,242 Land $5,212 Building $44,030 | $518,341 Land $54,866 Building $463,475 | |
| 2022 | $3,688.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Wyoming |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANDER serves 7,615 people · EPA ID WY5600176 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind River Internet Fixed Wireless | 200 / 200 |
| Wyoming.com Fixed Wireless | 200 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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