Union County property record for 109 Main St, Jefferson, SD 57038 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,112 sqft · built 1918 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jun 2012) |
| Tax Bill | $3,113 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.01.01.1010 |
| Primary APN | 04.01.01.1010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Basement Area | 1,212 sqft |
| Finished Basement | 1,212 sqft |
| Unfinished Basement | 1,212 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 160 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 109 MAIN ST |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 OF 4 & ALL 5 & NEASTERLY 20' FOR VAC OF N RAILROAD AVE BLK 1 ORIG JEFF CITY |
| Legal Subdivision | ORIGINAL CITY OF JEFFERSON |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Legal Unit | 2 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 20302 |
Source: Union County records · APN 04.01.01.1010
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MAIN ST, JEFFERSON, SD 57038-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit IOWA NEBRASKA STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2012 · Amount on Record |
| Deed Sale | Jun 25, 2012 · Amount on Record |
| Prior Sale | Aug 21, 2007 · Amount on Record |
| Deed Document Number | 20123029 |
| Deed Book / Page | 102 / 336 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 109 MAIN ST, JEFFERSON, SD 57038-2034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 178/140 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 178/140 |
| Instrument | 210593 |
| Name | BANKFIRST |
|---|---|
| Type | Bank |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 109 MAIN ST, JEFFERSON, SD 57038-2034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 172/0637 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 172/0637 |
| Instrument | 183530 |
| Name | IOWA NEBRASKA STATE BANK |
|---|---|
| Type | Bank |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2028 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Jefferson City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,113.00 (-0.19%) | $188,368 (+11.66%) Land $22,354 Building $166,014 |
| 2024 | $3,119.00 (+6.41%) | |
| 2023 | $2,931.00 (+6.08%) | $168,705 Land $17,783 Building $150,922 |
| 2022 | $2,763.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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