St. Lucie County property record for 109 Main St, Fort Pierce, FL 34982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1979 |
| Lot Size | 0.281 acres (12,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,000 (Apr 2005) |
| Tax Bill | $1,710 (2024) |
| Deeds & Mortgages | Mar 2020 Line of Credit Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3532-412-0003-000-9 |
| Primary APN | 3532-412-0003-000-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,250 sqft (0.281 acres) |
| Lot Dimensions | 175 ft deep x 70 ft wide |
| Driveway | Concrete Driveway |
| Porch | Open Aluminum/Fiberglass Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 116341 |
|---|---|
| Street Address | 109 MAIN ST |
| City | FORT PIERCE |
| State | FL |
| Zip | 34982-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-4 COUNT |
| Legal Description | 32 36 41 FROM NW COR OF LOT 13 BLK 1 HARRIS S/D RUN SELY ALG ELY R/W FEC RR 204.7 FT TO S LI OF MAIN ST TH E 355.34 FT FOR POB, TH CONT E 70 FT, TH S 176.22 FT, TH W 70 FT, TH N 176.22 FT TO POB |
| Legal Range | 41E |
| Legal Township | 36S |
| Legal Section | 32 |
| Legal Subdivision | METES AND BOUNDS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | PORT ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 381603 |
109 Main St is owned and occupied by an individual who bought it in April 2005.
Source: St. Lucie County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 MAIN ST, FORT PIERCE, FL 34982-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jul 29, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2005 · Amount on File |
| Deed Sale | Apr 12, 2005 · Amount on File |
| Prior Sale | Nov 13, 1998 · Amount on File |
| Deed Document Number | 20052599611 |
| Deed Book / Page | 2211 / 2644 |
| Prior Transfer Date | Apr 8, 2005 |
| Prior Transfer Doc | 0022112644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 109 MAIN ST, FORT PIERCE, FL 34982-7803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043930354 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 4393/354 |
| Instrument | 4684504 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jul 29, 2021 |
| Property Address | 109 MAIN ST, FORT PIERCE, FL 34982-7803 |
| Document Number | 0046570482 |
| Book / Page | 4657 / 482 |
| Map Reference | MB 3 PG 5 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 4901704 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MAIN ST, FORT PIERCE, FL 34982-7803 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,371 | $344,900 Land $187,300 Building $157,600 | |
| 2024 | $1,710.00 (+2.64%) | ||
| 2023 | $1,666.00 (+10.33%) Additional exemption filed | $310,400 (+196.27%) Land $177,300 Building $133,100 | $310,400 (-1.4%) Land $177,300 Building $133,100 |
| 2022 | $1,510.00 Homeowner's exemption | $104,768 | $314,800 Land $170,200 Building $144,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 17 (2004–2020) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Main St is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORT ST LUCIE UTILITIES serves 224,485 people · EPA ID FL4560954 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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