Essex County and Newbury Town property record for 109 Main St, Byfield, MA 01922
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,096 sqft · built 1780 |
| Lot Size | 0.94 acres (40,951 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,000 (Apr 2018) |
| Tax Bill | $6,827 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0U12 B:0000 L:00057 |
| Primary APN | NEWB M:0U12 B:0000 L:00057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,096 sqft Living Area |
| Gross Area | 5,244 sqft |
| Basement Area | 882 sqft |
| Unfinished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1780 |
|---|---|
| Effective Year Built | Effective 1780 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,951 sqft (0.94 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 109 MAIN ST |
|---|---|
| City | BYFIELD |
| State | MA |
| Zip | 01922-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR4 |
| Legal Lot Number | 57 |
| Jurisdiction | NEWBURY MA |
| Township / Civil Division | NEWBURY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 269100 |
Source: Essex County and Newbury Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MAIN ST, BYFIELD, MA 01922-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG |
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit ALIGN CU |
| Apr 6, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage ENVOY MTG |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit CENTURY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2018 · Amount on File |
| Deed Sale | Apr 6, 2018 · Amount on File |
| Prior Sale | Aug 5, 1998 · Amount on File |
| Deed Book / Page | 36634 / 288 |
| Transfer Doc | 036634-288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 109 MAIN ST, NEWBURY, MA 01922-1106 |
| Document Number | 38638-136 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 MAIN ST NEWBURY MA 019221106, NEWBURY, MA 01922-1106 |
| Document Number | 38638-136 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 038638/000136 |
| Instrument | 23001550 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 109 MAIN ST, NEWBURY, MA 01922-1106 |
| Document Number | 37464-511 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 MAIN ST NEWBURY MA 019221106, NEWBURY, MA 01922-1106 |
| Document Number | 37464-511 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 037464/000511 |
| Instrument | 1904261440 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWBURY MA |
| Recording Date | Apr 6, 2018 |
| Property Address | 109 MAIN ST, NEWBURY, MA 01922-1106 |
| Document Number | 36634-288 |
| Book / Page | 036634 / 000288 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 1804065150 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,659.84 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MAIN ST BYFIELD MA 019221106, BYFIELD, MA 01922-1106 |
| Document Number | 36634-290 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 036634/000290 |
| Instrument | 1804065160 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 109 MAIN ST, NEWBURY, MA 01922-1106 |
| Document Number | 35873-575 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 35873-575 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 035873/000575 |
| Instrument | 1705170335 |
| Name | CENTURY BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Newbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Newbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,827.00 (+5.03%) | $916,400 (+8.27%) Land $407,600 Building $508,800 | $790,305 |
| 2024 | $6,500.00 (-0.28%) | $846,400 (+12.58%) Land $364,700 Building $481,700 | |
| 2023 | $6,518.00 | $751,800 Land $311,100 Building $440,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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