Unicoi County property record for 109 Madison St, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 975 sqft · built 1970 |
| Lot Size | 0.204 acres (8,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Aug 2021) |
| Tax Bill | $893 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031J-K-001.02 |
| Primary APN | 031J-K-001.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,881 sqft (0.204 acres) |
| Lot Dimensions | 140 ft deep x 63 ft wide |
| Garage Type | Carport |
| Garage Area | 250 sqft |
| Carport | Carport |
| Carport Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 40 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 109 MADISON ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVERGREEN BLK D LOT NOTE LOTS 10-11 & PT 9 62.5X140 |
| Legal Subdivision | EVERGREEN |
| Legal Block | D |
| Legal Lot Number | 10-11 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 80200 |
109 Madison St is owned and occupied by two individuals who bought it in August 2021.
Source: Unicoi County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MADISON ST, ERWIN, TN 37650-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on File |
| Deed Sale | Aug 12, 2021 · Amount on File |
| Deed Document Number | 20211788 |
| Deed Book / Page | 449 / 267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Aug 12, 2021 |
| Property Address | 109 MADISON ST, ERWIN, TN 37650-1931 |
| Document Number | 449267 |
| Book / Page | 449 / 267 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 21001788 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 MADISON ST, ERWIN, TN 37650-1931 |
| Document Number | 21001789 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 21001789 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 109 Madison St was $893.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $893.00 | $34,200 Land $3,850 Building $30,350 | $136,800 Land $15,400 Building $121,400 |
| 2024 | $893.00 | ||
| 2023 | $34,200 (-) Land $3,850 Building $30,350 | ||
| 2022 | $804.00 | $34,200 Land $3,850 Building $30,350 | $136,800 Land $15,400 Building $121,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Madison St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband.
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