109 Madison Ave, Saint Louis, MO 63119 Property Records

St. Louis County property record for 109 Madison Ave, Saint Louis, MO 63119

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 605 sqft · built 1928
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Mar 2023)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22K-41-0650`

Property Details

APN / Parcel Number

Primary APN	`22K-41-0650`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	605 sqft Living Area
1st Floor Area	605 sqft
Game Room	Game Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2002
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	50 ft deep x 50 ft wide
View / Lot	Cul-De-Sac

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63119-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	64A4
Legal Description	WEBSTER HEIGHTS & LOT 24 LOT 23
Legal Subdivision	WEBSTER HEIGHTS
Legal Block	10
Legal Lot Number	23
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1013
Census Tract	218901

Owner

109 Madison Ave is owned and occupied by an individual who bought it in March 2023.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 29, 2023	Intrafamily Transfer, Transfer
Jul 18, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Jul 18, 2022 · Amount on File
Deed Document Number	2023329598
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0000001028
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 29, 2023
Property Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603
Document Number	2023032900598
Map Reference	MB 4 PG 60
Instrument Date	Mar 27, 2023
Instrument	2023032900598
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1745 BROOKSIDE BLVD, JEFFERSON CITY, MO 65101-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	2023032900599
Date	Mar 29, 2023
Instrument	2023032900599

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 29, 2023
Property Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603
Document Number	2023032900597
Map Reference	MB 4 PG 60
Instrument Date	Mar 23, 2023
Instrument	2023032900597
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5325 SUSON HILLS DR, SAINT LOUIS, MO 63128-3390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 18, 2022
Property Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603
Document Number	2022071800201
Map Reference	MB 4 PG 60
Instrument Date	Jul 12, 2022
Instrument	2022071800201
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2809 ROBERT DR, COLUMBIA, IL 62236-2671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MADISON AVE, SAINT LOUIS, MO 63119-1603

Mortgage

Document Number	2022071800202
Date	Jul 18, 2022
Instrument	2022071800202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 109 Madison Ave was $1,900, up 13.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Webster Groves City
Unified School District	Webster Groves School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,920 (-) Land $18,050 Building $10,870	$152,200 (-) Land $95,000 Building $57,200
2025	$1,900.00 (+13.5%)	$28,920 Land $18,050 Building $10,870	$152,200 Land $95,000 Building $57,200
2024	$1,674.00 (+0.48%)
2023	$1,666.00 (+19.43%)	$23,560 (+24.72%) Land $13,550 Building $10,010	$124,000 Land $71,300 Building $52,700
2022	$1,395.00	$18,890 Land $11,290 Building $7,600
2021			$99,400 Land $59,400 Building $40,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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