109 Lynbrook Ct, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 109 Lynbrook Ct, Watsonville, CA 95076

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,152 sqft · built 1978
Lot Size	0.014 acres (610 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,500 (Jun 2017)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-252-03`

Property Details

APN / Parcel Number

Primary APN	`019-252-03`
Alternative APN	`019-252-03-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	610 sqft (0.014 acres)
Garage Type	Attached
Garage Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 LYNBROOK CT
City	WATSONVILLE
State	CA
Zip	95076-2107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	LYNBROOK MANOR
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1000
Census Tract	110504

Owner

Source: Santa Cruz County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Jun 23, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Mar 30, 2009 · Amount on Record
Deed Document Number	201720603
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	0000065185
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 29, 2026
Property Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107
Document Number	0000021744
Instrument Date	Sep 26, 2026
Instrument	202621744
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 CLAY ST, MONTEREY, CA 93940-2296

Mortgage

Document Number	0000021744,
Date	Sep 29, 2026
Instrument	202621744

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2056

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107

Mortgage

Document Number	0000041940
Date	Oct 15, 2020
Instrument	2020-0041940

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008277
Date	Mar 10, 2020
Instrument	2020-0008277

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 23, 2017
Property Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107
Document Number	0000020603
Map Reference	PM31 PG19
Instrument Date	Jun 20, 2017
Instrument	2017-0020603
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	109 LYNBROOK CT, WATSONVILLE, CA 95076-2107

Mortgage

Document Number	0000020604
Date	Jun 23, 2017
Instrument	2017-0020604

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,547 (+2%) Land $212,728 Building $141,819
2025	$4,472.00 (+14.02%) Homeowner's exemption	$347,595 (+4.04%) Land $208,557 Building $139,038
2023	$3,922.00 (+1.84%) Homeowner's exemption	$334,098 Land $200,459 Building $133,639	$365,850
2022	$3,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon, Xfinity.

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