Kaufman County property record for 109 Lydia St, Terrell, TX 75160
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,300 (Nov 2021) |
| Tax Bill | $2,428 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S1720006200 |
| Primary APN | S1720006200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,240 sqft |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Depth | 150 ft Depth |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 LYDIA ST |
|---|---|
| City | TERRELL |
| State | TX |
| Zip | 75160-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARD, BLOCK 1, LOT 29; & HOUSE |
| Legal Subdivision | HOWARD |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | KAUFMAN TX |
| Township / Civil Division | TERRELL |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 50401 |
Source: Kaufman County records · APN S1720006200
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 LYDIA ST, TERRELL, TX 75160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Nov 30, 2021 | Vendor's Lien, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 05, 2021 | Warranty Deed, Transfer |
| Jul 01, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jul 06, 2020 | Grant Deed, Construction Loan · Construction Mortgage J&L SHORTT LLC |
| Oct 24, 2019 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE NORTH TEXAS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Apr 05, 2021 |
| Deed Document Number | 202149204 |
| Deed Book / Page | 7348 / 467 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Nov 30, 2021 |
| Property Address | 109 LYDIA ST, TERRELL, TX 75160-2927 |
| Document Number | 0073480467 |
| Book / Page | 7348 / 467 |
| Map Reference | VOL 73 PG 560 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-0049204 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 LYDIA ST, TERRELL, TX 75160 |
| Document Number | 20210049205 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-0049205 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 109 LYDIA ST, TERRELL, TX 75160-2927 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | MCKNIGHT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0068990213 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 6899/213 |
| Instrument | 2021-0011226 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Apr 05, 2021 |
| Property Address | 109 LYDIA ST, TERRELL, TX 75160-2927 |
| Document Number | 0069180325 |
| Book / Page | 6918 / 325 |
| Map Reference | VOL 73 PG 560 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021-0012788 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9557 HIGHEDGE DR, DALLAS, TX 75238-2534 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Jul 01, 2020 |
| Property Address | 109 LYDIA ST, TERRELL, TX 75160-2927 |
| Document Number | 0064750053 |
| Book / Page | 006475 / 000053 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 18266 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3102 MAPLE AVE #100 DALLAS TX 752011352, 100, DALLAS, TX 75201-1352 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Jul 06, 2020 |
| Property Address | 109 LYDIA ST, TERRELL, TX 75160-2927 |
| Document Number | 0064780536 |
| Book / Page | 006478 / 000536 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 18557 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2290 LEAD PLUMB DR FRISCO TX 750365477, FRISCO, TX 75036-5477 |
| Document Number | 64780539 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 006478/000539 |
| Instrument | 18558 |
| Name | J&L SHORTT LLC |
|---|---|
| Address | 2290 LEAD PLUMB DR, FRISCO, TX 75036-5477 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 05, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Oct 24, 2019 |
| Property Address | 109 LYDIA ST, TERRELL, TX 75160-2927 |
| Document Number | 0061830042 |
| Book / Page | 006183 / 000042 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 26606 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE NORTH TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2960 N CAMINO LAGOS GRAND PRAIRIE TX 750546720, GRAND PRAIRIE, TX 75054-6720 |
Source: Kaufman County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Kaufman County |
| Municipality | Terrell City |
| Unified School District | Terrell Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,723 (-12.66%) | $188,892 (-2.79%) Land $71,685 Building $117,207 | |
| 2024 | $2,428.00 (+16.4%) | ||
| 2023 | $2,086.00 (-37.3%) | $194,323 Land $57,375 Building $136,948 | $194,323 Land $57,375 Building $136,948 |
| 2022 | $3,327.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
May also be available: AMG Technology Investment Group, ANTS-Technology, AT&T, Element8 Technology Investment Group.
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TERRELL serves 18,432 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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