109 Luster Rd, Lyon, MS 38645 Property Records

Coahoma County property record for 109 Luster Rd, Lyon, MS 38645

Property Summary

Property Type	Single Family Home
Details	1,099 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Sale
Flood Zone	Zone X (reduced by levee)
APN	`061 120000000 0001302`

Property Details

APN / Parcel Number

Primary APN	`061 120000000 0001302`

Interior

Building Area	1,099 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Utility Building	144 sqft

Location & Zoning

Street Address	109 LUSTER RD
City	LYON
State	MS
Zip	38645-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.0 AC NW CORNER SW4 SE4
Jurisdiction	COAHOMA MS
Township / Civil Division	3
Census Block Group	3
Census Block	3039
Census Tract	950300

Owner

Source: Coahoma County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 LUSTER RD, LYON, MS 38645-9304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Oct 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022
Deed Sale	Oct 7, 2022
Deed Document Number	20224039
Deed Book / Page	2022 / 4039
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COAHOMA MS
Property Address	109 LUSTER RD, LYON, MS 38645-9304
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11562 OLD HIGHWAY 61 N 6, 6, ROBINSONVILLE, MS 38664-9199

Mortgage

Document Number	02022/4737
Date	Oct 7, 2022
Book Page	2022/4737
Instrument	20224737

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COAHOMA MS
Recording Date	Oct 7, 2022
Property Address	109 LUSTER RD, LYON, MS 38645-9304
Document Number	02022/4039
Book / Page	2022 / 4039
Instrument Date	Oct 6, 2022
Instrument	20224039
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LUSTER RD, LYON, MS 38645-9304

Tax Assessment & Valuation

Source: Coahoma County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Coahoma County
Unified School District	Coahoma County School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,953 (-) Land $850 Building $4,103	$49,533 (-) Land $8,500 Building $41,033
2023	$4,953 Land $850 Building $4,103	$49,533 Land $8,500 Building $41,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	24 (1991–2016)
Claims Outside the SFHA	6 of 24
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 9 claims Severe Storms & Flooding, Feb 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE BAYOU WATER ASSOCIATION public/private · serves 438 people · EPA ID MS0140012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Uplink Internet.

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