Pender County property record for 109 Lumis Ct, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,980 sqft · built 2015 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2021) |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | May 2021 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4215-86-5388-0000 |
| Primary APN | 4215-86-5388-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 29,185 sqft (0.669 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000043382 |
|---|---|
| Old Parcel Number | 4215 86 5388 0000 |
| Street Address | 109 LUMIS CT |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | L 99, PB 46/141, DOGWOOD LAKES |
| Legal Subdivision | DOGWOOD LAKES |
| Legal Lot Number | 99 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 920104 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109 LUMIS CT, HAMPSTEAD, NC 28443-7224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Warranty Deed, Transfer |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 0022134750 |
| Deed Book / Page | 2213 / 4750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 3, 2021 |
| Property Address | 109 LUMIS CT, HAMPSTEAD, NC 28443-7224 |
| Document Number | 0047502213 |
| Book / Page | 4750 / 2213 |
| Map Reference | MB 46 PG 141 |
| Instrument Date | Apr 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 BACHMANS TRL, 228, HAMPSTEAD, NC 28443 |
| Name | Verified Name |
|---|---|
| Address | 109 LUMIS CT, HAMPSTEAD, NC 28443-7224 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 2, 2017 |
| Property Address | 109 LUMIS CT, HAMPSTEAD, NC 28443-7224 |
| Document Number | 0046441197 |
| Book / Page | 004644 / 001197 |
| Instrument Date | May 26, 2017 |
| Instrument | 20024449 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 LUMIS CT HAMPSTEAD NC 284437224, HAMPSTEAD, NC 28443-7224 |
| Document Number | 46441199 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 004644/001199 |
| Instrument | 20024450 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,071.00 (+12.55%) | $450,745 (+80.58%) Land $75,548 Building $375,197 | $450,745 (+80.58%) Land $75,548 Building $375,197 |
| 2023 | $249,612 (-) Land $64,080 Building $185,532 | $249,612 (-) Land $64,080 Building $185,532 | |
| 2022 | $1,840.00 | $249,612 Land $64,080 Building $185,532 | $249,612 Land $64,080 Building $185,532 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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