109 Luke Ln, Richlands, NC 28574 Property Records

Onslow County property record for 109 Luke Ln, Richlands, NC 28574

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2007
Lot Size	0.853 acres (37,183 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2019)
Tax Bill	$776 (2023)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42C-15`

Property Details

APN / Parcel Number

Primary APN	`42C-15`
Alternative APNs	`453223000` `071523`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 2007
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	37,183 sqft (0.853 acres)
Lot Dimensions	332 ft deep x 112 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	453223000
Old Parcel Number	42C 15,
Street Address	109 LUKE LN
City	RICHLANDS
State	NC
Zip	28574-7398
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	L41 S1A JENKINS CREEK S/F 42 4 NEW CENTURY HOMES 2854/174 DEC INTENT 4/13/07
Legal Subdivision	JENKINS CREEK 1A
Legal Lot Number	41
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2004
Census Tract	203

Owner

Source: Onslow County records, as of October 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 LUKE LN, RICHLANDS, NC 28574-7398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Sep 13, 2019	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Feb 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Jan 27, 2014 · Amount on Record
Deed Document Number	0005019357
Deed Book / Page	5019 / 357
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	109 LUKE LN, RICHLANDS, NC 28574-7398
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	NOT AVAILABLE, PA AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LUKE LN, RICHLANDS, NC 28574-7398

Mortgage

Document Number	0061380017
Date	Apr 25, 2024
Book Page	6138/17

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	109 LUKE LN, RICHLANDS, NC 28574-7398
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053410280
Date	Dec 18, 2020
Book Page	5341/280

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 13, 2019
Property Address	109 LUKE LN, RICHLANDS, NC 28574-7398
Document Number	0050190357
Book / Page	5019 / 357
Map Reference	MB 52 PG 156
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 ROCK CREEK DR N, 526, JACKSONVILLE, NC 28540-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LUKE LN, RICHLANDS, NC 28574-7398

Mortgage

Document Number	0005019360
Date	Sep 13, 2019
Instrument	5019/360

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 25, 2019
Property Address	109 LUKE LN, RICHLANDS, NC 28574-7398
Document Number	0049010951
Book / Page	004901 / 000951
Instrument Date	Feb 25, 2019
Transaction Type	Foreclosure
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	526 ROCK CREEK DR N JACKSONVILLE NC 285409307, JACKSONVILLE, NC 28540-9307

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$776.00	$118,592 Land $30,000 Building $88,592	$118,592 Land $30,000 Building $88,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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