109 Luce St, Dalzell, IL 61320 Property Records

Bureau County property record for 109 Luce St, Dalzell, IL 61320

Property Summary

Property Type	Single Family Home
Details	built 1979
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-24-406-007`

Property Details

APN / Parcel Number

Primary APN	`18-24-406-007`
Alternative APN	`3495D`

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide

Location & Zoning

Account Number	1824406007
Street Address	109 LUCE ST
City	DALZELL
State	IL
Zip	61320-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DALZELL-SPRING VALLEY COAL CO 1ST ADD L 1-2 BLK 21 (100X140) B 1105 P 678 D 03-2602
Legal Range	11
Legal Township	16
Legal Section	24
Legal Subdivision	SPRING VALLEY COAL CO 1ST ADD
Legal Block	21
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1060
Census Tract	965100

Owner

109 Luce St is owned and occupied by an individual.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	109 LUCE ST, DALZELL, IL 61320-9704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Jun 24, 2026
Property Address	109 LUCE ST, DALZELL, IL 61320-9704
Document Number	0000002218
Instrument Date	Jun 15, 2026
Instrument	20262218
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LUCE ST, DALZELL, IL 61320-9704

Mortgage

Document Number	0000002218,
Date	Jun 24, 2026
Instrument	20262218

Lender

Name	EUREKA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2036

Interest

Rate Type	Fixed Rate
Rate	7.63%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	109 LUCE ST, DALZELL, IL 61320-9704
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01194
Date	Mar 22, 2021
Instrument	2021R01194

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	109 LUCE ST, DALZELL, IL 61320-9704
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02970
Date	Aug 6, 2018
Instrument	2018R02970

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Luce St was $4,607 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Dalzell Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,607.00	$53,781 Land $5,153 Building $48,628	$161,343 Land $15,459 Building $145,884
2023		$46,456 Land $4,451 Building $42,005	$139,368 Land $13,353 Building $126,015
2022	$4,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Luce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Luce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALZELL serves 663 people · EPA ID IL0110250
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink, Verizon.

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