Chatham County property record for 109 Loyer Ln, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,117 sqft · built 1999 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1-0395-01-011 |
| Primary APN | 1-0395-01-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,117 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | Deck Area |
| Patio Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 109 LOYER LN |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 3 SOUTH HARBOR SUB PHASE 1 |
| Legal Subdivision | SOUTH HARBOR SUB |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 11005 |
Source: Chatham County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 LOYER LN, SAVANNAH, GA 31411-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Jun 12, 2018 | Deed of Trust, Mortgage SOUTH STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2009 |
| Deed Sale | Oct 21, 2009 |
| Deed Document Number | 20099247 |
| Deed Book / Page | 356F / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 109 LOYER LN, SAVANNAH, GA 31411-3032 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 LOYER LN, SAVANNAH, GA 31411-3032 |
| Document Number | 0000002547/0000000347 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 0000002547/0000000347 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 109 LOYER LN, SAVANNAH, GA 31411-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1371/346 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 1371/346 |
| Instrument | 31098590012 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 1, 2028 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,240 (+2.1%) Land $100,000 Building $227,240 | $818,100 (+2.1%) Land $250,000 Building $568,100 | |
| 2025 | $3,497.00 (+24.89%) Disabled Person's exemption | $320,520 (+1.17%) Land $100,000 Building $220,520 | $801,300 (+1.17%) Land $250,000 Building $551,300 |
| 2024 | $2,800.00 (+3.13%) | ||
| 2023 | $316,800 (+13.63%) Land $100,000 Building $216,800 | $792,000 (+13.63%) Land $250,000 Building $542,000 | |
| 2022 | $2,715.00 | $278,800 Land $70,000 Building $208,800 | $697,000 Land $175,000 Building $522,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 499 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 in force |
| Nearby Flood Claims | 51 (2008–2024) |
| Claims Outside the SFHA | 2 of 51 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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