109 Lower Ridge Rd, Conway, AR 72032 Property Records

Faulkner County property record for 109 Lower Ridge Rd, Conway, AR 72032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,956 sqft · built 2017
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Oct 2020)
Tax Bill	$2,167 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`711-09574-002`

Property Details

APN / Parcel Number

Primary APN	`711-09574-002`
Alternative APNs	`47155.0` `47155`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,956 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Aluminum
Lot Area	54,450 sqft
Garage Type	Attached
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	7,650 sqft
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 LOWER RIDGE RD
City	CONWAY
State	AR
Zip	72032-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SE
Legal Range	13W
Legal Township	06N
Legal Section	32
Jurisdiction	FAULKNER AR
Township / Civil Division	CADRON
Census Block Group	2
Census Block	2011
Census Tract	30402

Owner

109 Lower Ridge Rd is owned and occupied by an individual who bought it in October 2020.

Source: Faulkner County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Apr 6, 2019	Loan Modification, Mortgage FIRST SVC BK
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2017	Loan Modification, Mortgage
Apr 10, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST SERVICE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	202019228
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAULKNER AR
Recording Date	Oct 20, 2020
Property Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518
Document Number	0000019228
Instrument Date	Oct 14, 2020
Instrument	202019228
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	WACO TITLE COMPANY CONWAY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 PRESTONWOOD RD, 5015, CONWAY, AR 72034-7547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518

Mortgage

Document Number	0000019229
Date	Oct 20, 2020
Instrument	202019229

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAULKNER AR
Property Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518
Document Number	0000008068
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LOWER RIDGE RD CONWAY AR 720328518, CONWAY, AR 72032-8518

Mortgage

Document Number	0000008068
Date	Jun 4, 2019
Instrument	8068

Lender

Name	FIRST SVC BK
Type	Bank
Address	GREENBRIER, AR 72058

Agreement

Term	24 Months
Due	Jun 3, 2021

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAULKNER AR
Recording Date	Oct 5, 2018
Property Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518
Document Number	0000015810
Instrument Date	May 30, 2018
Instrument	15810
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 LOWER RIDGE RD CONWAY AR 720328518, CONWAY, AR 72032-8518

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAULKNER AR
Property Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518
Document Number	0000019830
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1092 WOOD GRACE HIGDEN AR 72067, HIGDEN, AR 72067

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FAULKNER AR
Recording Date	Apr 10, 2017
Property Address	109 LOWER RIDGE RD, CONWAY, AR 72032-8518
Document Number	0000005460
Instrument Date	Apr 6, 2017
Instrument	2017-05460
Transaction Type	Construction Loan
Record Updated	Dec 13, 2021
Title Company	FAULKNER COUNTY TITLE COMPAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 DANIEL DR, 8, CONWAY, AR 72032-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 HARKRIDER ST, CONWAY, AR 72032-5633

Mortgage

Document Number	0000005461
Date	Apr 10, 2017
Instrument	2017-05461

Lender

Name	FIRST SERVICE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 6, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 109 Lower Ridge Rd was $2,167 with a homeowner's exemption, up 47.1% from the year before.

Source: Faulkner County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Faulkner County
Municipality	Conway City
Unified School District	Conway Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,167.00 (+47.11%) Homeowner's exemption	$53,700 (-) Land $4,500 Building $49,200	$268,500 Land $22,500 Building $246,000
2025	$1,473.00 Homeowner's exemption	$53,700 Land $4,500 Building $49,200
2024			$268,500 (+44.16%) Land $22,500 Building $246,000
2023	$1,884.00 Homeowner's exemption	$37,250 Land $4,500 Building $32,750	$186,250 Land $22,500 Building $163,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Lower Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Lower Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONWAY WATER SYSTEM serves 65,233 people · EPA ID AR0000189
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ConwayCorp Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TCW.

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