Berks County property record for 109 Lost Ln, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1958 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,500 (Apr 2022) |
| Tax Bill | $1,511 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4395-19-61-3086 |
| Primary APN | 4395-19-61-3086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 39228200 |
|---|---|
| Street Address | 109 LOST LN |
| City | READING |
| State | PA |
| Zip | 19607-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 61 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 11601 |
Source: Berks County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 96, BIRCHRUNVILLE, PA 19421-0096 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK |
| Apr 8, 2022 | Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | May 31, 1969 |
| Deed Document Number | 202214842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 15, 2026 |
| Property Address | 109 LOST LN, READING, PA 19607-9313 |
| Document Number | 0000030873 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202630873 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 109 LOST LN, READING, PA 19607-9313 |
| Document Number | 0000030873, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202630873 |
| Name | MERIDIAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 8, 2022 |
| Property Address | 109 LOST LN, READING, PA 19607-9313 |
| Document Number | 0000014842 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022014842 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | SECURITY ABSTRACT OF PA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, BIRCHRUNVILLE, PA 19421-0096 |
| Document Number | 0000014843 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022014843 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Number | 0000014844 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022014844 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | READING, PA 19607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 7, 2032 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,511.00 (+24.88%) | $76,100 (-) Land $36,800 Building $39,300 | $36,800 (-51.64%) Land $36,800 |
| 2024 | $1,210.00 | $76,100 Land $36,800 Building $39,300 | |
| 1994 | $76,100 Land $36,800 Building $39,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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