109 Lone Tree Ct, Durham, NC 27713 Property Records

Durham County property record for 109 Lone Tree Ct, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,612 sqft · built 1985
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0729-71-1191`

Property Details

APN / Parcel Number

Primary APN	`0729-71-1191`
Alternative APNs	`0729-71-11-9120` `072904711180` `155515`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,612 sqft Heated Area
Gross Area	1,942 sqft
1st Floor Area	1,738 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	072904711180
Street Address	109 LONE TREE CT
City	DURHAM
State	NC
Zip	27713-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	WOODRIDGE/SEC:02/PH:01/LT #45 PL:000106-000183
Legal Subdivision	WOODRIDGE SEC 2
Legal Phase	1
Legal Block	71
Legal Lot Number	45
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3001
Census Tract	2025

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 LONE TREE CT, DURHAM, NC 27713-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1999
Deed Sale	Jan 1, 1999
Deed Document Number	0001236700
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	109 LONE TREE CT, DURHAM, NC 27713-1928
Document Number	0088280923
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LONE TREE CT DURHAM NC 277131928, DURHAM, NC 27713-1928

Mortgage

Document Number	0088280923
Date	Dec 18, 2019
Book Page	008828/000923
Instrument	46991

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,816.00 (+39.83%)	$384,950 (+84.73%) Land $122,739 Building $262,211	$384,950 (+84.73%) Land $122,739 Building $262,211
2023	$2,729.00 (+2.32%)	$208,384 Land $61,275 Building $147,109	$208,384 Land $61,275 Building $147,109
2022	$2,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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