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109 Lock Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 109 Lock Dr, Ballwin, MO 63011 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage982 sqft Living Area
Lot Size19,998 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2017)
Tax Bill$2,511.00 (2024)

Property Details

APN / Parcel Number

Primary APN22R-21-0071

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Building Area982 sqft Living Area
Gross Area1,334 sqft Gross Area
1st Floor982 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Lot Area19,998 sqft (0.459 acres)
Depth X Width100 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area352 sqft Garage

Exterior Amenities

Patio Area42 sqft Patio
PorchOpen Porch
Porch Area30 sqft Porch
TopographyAbove Road/Slope Topography
Utility Building98 sqft Utility Building

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address109 LOCK DR
CityBALLWIN
StateMO
Zip63011-3710
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA LOCK ADDITION TO BALLWIN LOT 10
Legal SubdivisionA LOCK ADDITION TO BALLWIN
Legal Lot Number10
JurisdictionST LOUIS MO
Minor Civil DivisionLAFAYETTE
Census Blockgroup4
Census Block4012
Census Tract217807

Owner

Source: St. Louis County records · APN 22R-21-0071

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 LOCK DR, BALLWIN, MO 63011-3710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROYAL BANKS OF MISSOURI
Jul 08, 2024Deed of Trust, Mortgage · Line of Credit
ROYAL BANKS OF MISSOURI
Sep 05, 2017Warranty Deed, Transfer
UNITED WHOLESALE MTG
Jun 08, 2017Warranty Deed, Transfer
TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2017 · Amount on Record
Deed SaleSep 05, 2017 · Amount on Record
Prior SaleJun 08, 2017
Deed Doc Number2017346
Deed Book / Page22680 / 2600
Prior Transfer DateMar 03, 2006
Prior Transfer Doc0170844703
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address109 LOCK DR, BALLWIN, MO 63011-3710
Transaction TypeMortgage
Record UpdatedFeb 06, 2026
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 LOCK DR, BALLWIN, MO 63011-3710

Mortgage

Document Number2023112900238
DateNov 29, 2023
Instrument2023112900238
Lender
NameROYAL BANKS OF MISSOURI
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address109 LOCK DR, BALLWIN, MO 63011-3710
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 LOCK DR, BALLWIN, MO 63011-3710

Mortgage

Document Number2024070800245
DateJul 08, 2024
Instrument2024070800245
Lender
NameROYAL BANKS OF MISSOURI
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateSep 05, 2017
Property Address109 LOCK DR, BALLWIN, MO 63011-3710
Document Number0226802600
Book / Page022680 / 002600
Instrument DateSep 01, 2017
Instrument346
Transaction TypeTransfer
Record UpdatedNov 15, 2017
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address109 LOCK DR BALLWIN MO 630113710, BALLWIN, MO 63011-3710

Mortgage

Document Number226802603
DateSep 05, 2017
Book Page022680/002603
Instrument347
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
AmountAmount Recorded
Term360 Months
DueSep 04, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJun 08, 2017
Property Address109 LOCK DR, BALLWIN, MO 63011-3710
Document Number0225580039
Book / Page022558 / 000039
Instrument DateJun 07, 2017
Instrument72
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16100 SWINGLEY RIDGE RD #210 CHESTERFIELD MO 630171784, 210, CHESTERFIELD, MO 63017-1784

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$40,490 (+13.39%) Land $29,930 Building $10,560$213,100 (+13.41%) Land $157,500 Building $55,600
2024$2,511.00 (+0.08%)
2023$2,509.00 (+0.12%)$35,710 (+6.57%) Land $21,380 Building $14,330$187,900 (+6.52%) Land $112,500 Building $75,400
2022$2,506.00$33,510 Land $23,520 Building $9,990
2021$176,400 Land $123,800 Building $52,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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