109 Live Oak Rd, Whitney, TX 76692 Property Records

Hill County property record for 109 Live Oak Rd, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,352 sqft · built 1970
Lot Size	0.177 acres (7,710 sqft)
Owner	Company Name on File
Tax Bill	$1,187 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19512-04000-00000-002000`

Property Details

APN / Parcel Number

Primary APN	`19512-04000-00000-002000`
Alternative APN	`134965`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,352 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	608 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Flat
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	103 ft deep x 75 ft wide
Patio Area	216 sqft

Location & Zoning

Account Number	19512-04000-00000-002000
Street Address	109 LIVE OAK RD
City	WHITNEY
State	TX
Zip	76692-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE HILLS ANNEX LT 2
Legal Subdivision	LAKESIDE HILLS ANNEX
Legal Lot Number	2
Jurisdiction	HILL TX
Township / Civil Division	WHITNEY
Census Block Group	1
Census Block	1020
Census Tract	960400

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	107 LIVE OAK RD, WHITNEY, TX 76692-2261
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Apr 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019
Deed Sale	Apr 10, 2019
Prior Sale	Apr 9, 2015 · Amount on File
Deed Document Number	2019103951
Deed Book / Page	1997 / 779
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	1823/297
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	109 LIVE OAK RD, WHITNEY, TX 76692-2261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 RIDGE CT, WHITNEY, TX 76692-2018

Mortgage

Document Number	2062/617
Date	Aug 13, 2020
Book Page	2062/617
Instrument	114393

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Apr 10, 2019
Property Address	109 LIVE OAK RD, WHITNEY, TX 76692-2261
Document Number	1997/779
Book / Page	1997 / 779
Map Reference	VOL 438 PG 511
Instrument Date	Mar 21, 2019
Instrument	00103951
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1197 RIDGE CT, 1197, WHITNEY, TX 76692-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 RIDGE COURRT, WHITNEY, TX 76692-2018

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,187.00 (+182.62%)	$76,680 (+8.66%) Land $10,860 Building $65,820	$76,680 (+8.66%) Land $10,860 Building $65,820
2025	$420.00 (+40.94%)	$70,570 (+25.7%) Land $6,520 Building $64,050	$70,570 (+25.7%) Land $6,520 Building $64,050
2023		$56,140 Land $5,970 Building $50,170	$56,140 Land $5,970 Building $50,170
2022	$298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CREEK WATER SYSTEM private · serves 3,720 people · EPA ID TX1090012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Live Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures