109 Lighthouse Ln, Kemp, TX 75143 Property Records

Kaufman County property record for 109 Lighthouse Ln, Kemp, TX 75143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,095 sqft · built 2012
Lot Size	0.835 acres (36,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,869 (Aug 2026)
Tax Bill	$6,680 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2235004100`

Property Details

APN / Parcel Number

Primary APN	`S2235004100`
Alternative APNs	`00.2235.0000.0041.00.95.05` `R71309` `71309`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,095 sqft Living Area
Gross Area	2,653 sqft
1st Floor Area	2,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,370 sqft (0.835 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 LIGHTHOUSE LN
City	KEMP
State	TX
Zip	75143-4468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIGHTHOUSE LANDING PH 1, LOT 41
Legal Subdivision	LIGHTHOUSE LANDING PH 1
Legal Block	1
Legal Lot Number	41
Jurisdiction	KAUFMAN TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1048
Census Tract	51301

Owner

Source: Kaufman County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 LIGHTHOUSE DR, MABANK, TX 75156-4234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 11, 2020	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	202624946
Deed Book / Page	9560 / 91
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0051490430
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KAUFMAN TX
Recording Date	Aug 12, 2026
Property Address	109 LIGHTHOUSE LN, KEMP, TX 75143-4468
Document Number	0000024946
Book / Page	9560 / 91
Instrument Date	Aug 12, 2026
Instrument	202624946
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LIGHTHOUSE DR, MABANK, TX 75156-4234

Mortgage

Document Number	0000024947,
Date	Aug 12, 2026
Instrument	202624947

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	109 LIGHTHOUSE LN, KEMP, TX 75143-4468
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LIGHTHOUSE LN, KEMP, TX 75143-4468

Mortgage

Document Number	0078800002
Date	Nov 8, 2022
Book Page	7880/2
Instrument	2022-0041741

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	109 LIGHTHOUSE LN, KEMP, TX 75143-4468
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	SERVICELINK OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073800215
Date	Dec 16, 2021
Book Page	7380/215
Instrument	2021-0051760

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	109 LIGHTHOUSE LN, KEMP, TX 75143-4468
Document Number	0063360394
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	GLOBAL AMERICAN TITLE AGENCY INC, GLOBAL AMERICAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 LIGHTHOUSE LN KEMP TX 751434468, KEMP, TX 75143-4468

Mortgage

Document Number	0063360394
Date	Mar 16, 2020
Book Page	006336/000394
Instrument	7179

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2035

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Mabank Town
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,680.00 (+0.5%) Homeowner's exemption	$421,118 (-8.2%) Land $100,000 Building $321,118	$421,118 (-8.2%) Land $100,000 Building $321,118
2024	$6,647.00 (+1.42%)
2023	$6,554.00 (-4.72%) Homeowner's exemption	$458,735 Land $100,000 Building $358,735	$458,735 Land $100,000 Building $358,735
2022	$6,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MABANK serves 15,207 people · EPA ID TX1290005
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Conquest Wireless Fixed Wireless	175 / 50
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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