109 Light Keepers Way, Kitty Hawk, NC 27949 Property Records

Dare County property record for 109 Light Keepers Way, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,832 sqft · built 1993
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2020)
Tax Bill	$2,723 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`987511665970`

Property Details

APN / Parcel Number

Primary APN	`987511665970`
Alternative APN	`018229020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,832 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987511665970
Street Address	109 LIGHT KEEPERS WAY
City	KITTY HAWK
State	NC
Zip	27949-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 20 BLK: SEC: PL: C SL: 45C
Legal Subdivision	BAY RIDGE
Legal Lot Number	20
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1035
Census Tract	970102

Owner

109 Light Keepers Way is owned and occupied by two individuals who bought it in June 2020.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 LIGHT KEEPERS WAY, KITTY HAWK, NC 27949-4737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage US BANK NA
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	2020700079163
Deed Book / Page	2383 / 857
Prior Transfer Date	Oct 23, 2006
Prior Transfer Doc	001707/371
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	109 LIGHT KEEPERS WAY, KITTY HAWK, NC 27949-4737
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002232/0000000308
Date	Apr 20, 2018
Book Page	0000002232/0000000308
Instrument	000700051391

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 16, 2020
Property Address	109 LIGHT KEEPERS WAY, KITTY HAWK, NC 27949-4737
Document Number	2383/857
Book / Page	2383 / 857
Map Reference	PL C SL 45C
Instrument Date	Jun 2, 2020
Instrument	700079163
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1356, KITTY HAWK, NC 27949-1356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 LIGHT KEEPERS WAY, KITTY HAWK, NC 27949-4737
Investor	Possibly a Property Investor

Mortgage

Document Number	700079164
Date	Jun 16, 2020
Instrument	700079164

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 20, 2018
Property Address	109 LIGHT KEEPERS WAY, KITTY HAWK, NC 27949-4737
Document Number	2232/306
Book / Page	2232 / 306
Instrument Date	Apr 16, 2018
Instrument	000700051390
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LIGHT KEEPERS WAY, KITTY HAWK, NC 27949-4737

Tax Assessment & Valuation

The 2026 property tax bill for 109 Light Keepers Way was $2,723, up 3.1% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kitty Hawk Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,723.00 (+3.1%)	$546,700 (-) Land $208,600 Building $338,100	$546,700 Land $208,600 Building $338,100
2025	$2,641.00	$546,700 Land $208,600 Building $338,100
2023	$2,597.00	$370,800 Land $119,700 Building $251,100
2020			$546,700 Land $208,600 Building $338,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Light Keepers Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	371 in force
Nearby Flood Claims	326 (1989–2021)
Claims Outside the SFHA	11 of 326
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Tropical Storm Michael, Oct 2018 · 34 claims Hurricane Irene, Aug 2011 · 207 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Light Keepers Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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