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109 Liam Ct, Guyton, GA 31312 Property Records

Effingham County property record for 109 Liam Ct, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,866 sqft · built 2024
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$499,900 (Apr 2025)
Tax Bill$6,417 (2025)
Deeds & MortgagesMar 2024 Construction Loan
Apr 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN0416D017

Property Details

APN / Parcel Number

Primary APN0416D017
Alternative APN
  • 31740

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,866 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage Area310 sqft
PorchSlab
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31740
Street Address109 LIAM CT
CityGUYTON
StateGA
Zip31312-7109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal Description.28 AC LOT 17 (OUT 416-20F) PLT 29/381
Legal SubdivisionNEW HAVEN
Legal Phase1
Legal Lot Number17
JurisdictionEFFINGHAM GA
Township / Civil DivisionRINCON
Census Block Group2
Census Block2000
Census Tract30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2282 ARMSTRONG DR, SAVANNAH, GA 31404-5661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · Construction Mortgage
COLONY BANK
Apr 11, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Deed Book / Page2966 / 925
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address109 LIAM CT, GUYTON, GA 31312-7109
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 LIAM CT, GUYTON, GA 31312-7109

Mortgage

Document Number0000002900/0000000896
DateMar 21, 2024
Book Page0000002900/0000000896
Lender
NameCOLONY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2025

April 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateApr 11, 2025
Property Address109 LIAM CT, GUYTON, GA 31312-7109
Document Number002966/925
Book / Page2966 / 925
Instrument DateApr 11, 2025
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2282 ARMSTRONG DR, SAVANNAH, GA 31404-5661

Mortgage

Document NumberD2025002730
DateApr 11, 2025
InstrumentD2025002730
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,278 (-0.4%) Land $30,000 Building $165,278$488,196 (-0.4%) Land $75,000 Building $413,196
2025$6,417.00 Homeowner's exemption$196,068 Land $30,000 Building $166,068$490,170 Land $75,000 Building $415,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims2 (2002–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 71% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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