109 Lely, Williamsburg, VA 23188 Property Records

James City County property record for 109 Lely, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,825 sqft · built 2005
Lot Size	0.673 acres (29,359 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jun 2022)
Tax Bill	$9,330 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2 08-0-0070`

Property Details

APN / Parcel Number

Primary APN	`37-2 08-0-0070`
Alternative APN	`20456`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	3 Stories
Building Area	4,825 sqft Living Area
Basement Area	2,027 sqft
Finished Basement	1,747 sqft
Fireplace	Fireplace
Escalator	Escalator

Exterior

Year Built	Built 2005
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	29,359 sqft (0.673 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	911 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20456
Street Address	109 LELY
City	WILLIAMSBURG
State	VA
Zip	23188-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-70 S-9A FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	70
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2000
Census Tract	80209

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 LELY, WILLIAMSBURG, VA 23188-6404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 10, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Aug 10, 2017
Deed Document Number	202209982
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 24, 2022
Property Address	109 LELY, WILLIAMSBURG, VA 23188-6404
Document Number	0202209982
Instrument Date	Jun 14, 2022
Instrument	202209982
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LELY, WILLIAMSBURG, VA 23188-6404

Mortgage

Document Number	0202209983
Date	Jun 24, 2022
Instrument	202209983

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	109 LELY, WILLIAMSBURG, VA 23188-6404
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OLEANDER TITLE AGENCY, ALEXANDER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210002676
Date	Feb 10, 2021
Instrument	210002676

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 10, 2017
Property Address	109 LELY, WILLIAMSBURG, VA 23188-6404
Document Number	0000015631
Instrument Date	Aug 8, 2017
Instrument	15631
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LELY WILLIAMSBURG VA 231886404, WILLIAMSBURG, VA 23188-6404

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,330.00 (+6.41%)	$1,124,200 (+10.43%) Land $84,900 Building $1,039,300	$1,124,200 (+10.43%) Land $84,900 Building $1,039,300
2024	$8,768.00 (+3.78%)
2023	$8,449.00	$1,018,000 Land $98,600 Building $919,400	$1,018,000 Land $98,600 Building $919,400
2022	$8,449.00 (+27.51%)
2019	$6,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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