Kenton County property record for 109 Lee St, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 884 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Nov 2005) |
| Tax Bill | $1,986 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-10-003.00 |
| Primary APN | 004-30-10-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Finished Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 109 LEE ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT 69 |
| Legal Subdivision | FAIRVIEW ELSMERE |
| Legal Lot Number | 69 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65700 |
Source: Kenton County records · APN 004-30-10-003.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 LEE ST, ELSMERE, KY 41018-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2005 · Amount on Record |
| Deed Sale | Nov 16, 2005 · Amount on Record |
| Prior Sale | May 14, 2004 · Amount on Record |
| Deed Document Number | 200511 16 059 00094 |
| Deed Book / Page | 2825 / 304 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 LEE ST, ELSMERE, KY 41018-1927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 LEE ST, ELSMERE, KY 41018-1927 |
| Document Number | 0005900054 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | KCM 505/280 |
| Instrument | 23110305900054 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 11, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 109 LEE ST, ELSMERE, KY 41018-1927 |
| Document Number | 0000000188 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 109 LEE ST ELSMERE KY 410181927, ELSMERE, KY 41018-1927 |
| Document Number | 0000000188 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 0C6120/000094 |
| Instrument | 188 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | NORTH VERNON, IN 47265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,986.00 (+1.33%) | $130,800 (-) Land $25,000 Building $105,800 | $130,800 (-) Land $25,000 Building $105,800 |
| 2023 | $1,960.00 | $130,800 Land $25,000 Building $105,800 | $130,800 Land $25,000 Building $105,800 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 485 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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