109 Laurel Keep, Williamsburg, VA 23185 Property Records

James City County property record for 109 Laurel Keep, Williamsburg, VA 23185 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2003
Square Footage	2,789 sqft Living Area
Lot Size	17,642 sqft (0.405 acres)
Occupancy	Owner Occupied
Last Sale	$530,000 (2021)
Tax Bill	$5,278.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`47-1 19-0-0008`
Alternative APN	`23459`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,789 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Roof Material	Composition Shingle Roof
Lot Area	17,642 sqft (0.405 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	486 sqft Garage

Exterior Amenities

Deck Area	251 sqft Deck
Patio Area	160 sqft Patio
Porch	1 Porch
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	23459
Street Address	109 LAUREL KEEP
City	WILLIAMSBURG
State	VA
Zip	23185-3193
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L-8 S-6 SETTLERS MILL
Legal Subdivision	SETTLERS MILL
Legal Lot Number	8
Jurisdiction	JAMES CITY VA
Minor Civil Division	BERKELEY
Census Blockgroup	1
Census Block	1020
Census Tract	80202

Owner

Source: James City County records · APN 47-1 19-0-0008

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 LAUREL KEEP, WILLIAMSBURG, VA 23185-3193
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Deed Doc Number	210014422
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 16, 2021
Property Address	109 LAUREL KEEP, WILLIAMSBURG, VA 23185-3193
Document Number	210014422
Instrument Date	Jul 06, 2021
Instrument	210014422
Transaction Type	Transfer
Record Updated	Aug 04, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LAUREL KEEP, WILLIAMSBURG, VA 23185-3193

Mortgage

Document Number	210014423
Date	Jul 16, 2021
Instrument	210014423

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,278.00 (+6.41%)	$636,000 (+25.34%) Land $182,000 Building $454,000	$636,000 (+25.34%) Land $182,000 Building $454,000
2024	$4,960.00 (+17.79%)
2023	$4,211.00	$507,400 Land $127,500 Building $379,900	$507,400 Land $127,500 Building $379,900
2022	$4,211.00 (+5.01%)
2019	$4,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.