McKean County property record for 109 Laurel Ave, Kane, PA 16735
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 1963 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2015) |
| Tax Bill | $5,425 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-001.-809.00 |
| Primary APN | 10-001.-809.00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,740 sqft Total Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 142 ft deep x 232 ft wide |
| Street Address | 109 LAUREL AVE |
|---|---|
| City | KANE |
| State | PA |
| Zip | 16735-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD CONTROL:0833-1154 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | KANE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 421200 |
109 Laurel Ave is owned and occupied by an individual who bought it in December 2015.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 LAUREL AVE, KANE, PA 16735-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan HAMLIN BANK AND TRUST COMPANY |
| Nov 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HAMLIN BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on File |
| Deed Sale | Dec 4, 2015 · Amount on File |
| Prior Sale | Jun 14, 2007 · Amount on File |
| Deed Document Number | 20155052 |
| Deed Book / Page | 833 / 1154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 109 LAUREL AVE, KANE, PA 16735-1621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001098/40 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 1098/40 |
| Instrument | 202503882 |
| Name | HAMLIN BANK AND TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | KANE, PA 16735 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 109 LAUREL AVE, KANE, PA 16735-1621 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 993/796 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 993/796 |
| Instrument | 202104636 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | JAMES CITY, PA 16734 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 3, 2031 |
The 2026 property tax bill for 109 Laurel Ave was $5,425.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Kane Borough |
| Unified School District | Kane Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,425.00 | $127,010 Land $12,000 Building $115,010 | |
| 2024 | $5,140.00 | $127,010 Land $12,000 Building $115,010 | |
| 1998 | $127,010 Land $12,000 Building $115,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Laurel Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO KANE private · serves 5,725 people · EPA ID PA6420019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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