109 Larry Ave, Grandy, NC 27939 Property Records

Currituck County property record for 109 Larry Ave, Grandy, NC 27939

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 1,232 sqft · built 2005
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (May 2005)
Tax Bill$1,265 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN9922-14-2151

Property Details

APN / Parcel Number

Primary APN9922-14-2151
Alternative APNs
  • 107A00J00210005
  • 000157470
  • 000169750
  • 9922-14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions14 ft deep x 8 ft wide
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000169750
Street Address109 LARRY AVE
CityGRANDY
StateNC
Zip27939-9758
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeSFM
Legal DescriptionWATERVIEW SHORES-BLOCK J,LOT 21,SECT. 5
Legal SubdivisionWATERVIEW SHORES
Legal BlockJ
Legal Lot Number21
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1010
Census Tract110401

Owner

Source: Currituck County records · APN 9922-14-2151

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 LARRY AVE, GRANDY, NC 27939-9758
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Jan 04, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 10, 2005 · Amount on Record
Deed SaleMay 10, 2005 · Amount on Record
Deed Book / Page864 / 81
Last Transfer DateDec 31, 2020
Transfer Doc0015890221
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address109 LARRY AVE, GRANDY, NC 27939-9758
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015890012
DateDec 31, 2020
Book Page1589/12
Instrument359166
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2041

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCURRITUCK NC
Recording DateJan 04, 2021
Property Address109 LARRY AVE, GRANDY, NC 27939-9758
Document Number0015890221
Book / Page1589 / 221
Map ReferenceMB 3 PG 11
Instrument DateDec 31, 2020
Instrument359192
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 LARRY AVE, GRANDY, NC 27939-9758

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,265.00 (+2.1%)$158,000 (-) Land $30,200 Building $127,800
2024$1,239.00 (+9.26%)$158,000 (-) Land $30,200 Building $127,800
2023$1,134.00 (+17.15%)$158,000 (-) Land $30,200 Building $127,800$158,000 (-) Land $30,200 Building $127,800
2022$968.00$158,000 Land $30,200 Building $127,800$158,000 (-) Land $30,200 Building $127,800
2021$158,000 Land $30,200 Building $127,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies121 units insured
incl. 20 condo units
Nearby Flood Claims97 (1998–2022)
Claims Outside the SFHA2 of 97
Most Recent ClaimJun 2022
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Matthew, Oct 2016 · 14 claims
  • Hurricane Irene, Aug 2011 · 24 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTHERN OUTER BANKS WTR SYST
serves 8,209 people
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereCURRITUCK COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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