109 Larkspur St, White Oak, TX 75693 Property Records

Gregg County property record for 109 Larkspur St, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,403 sqft · built 1972
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,246 (Mar 2023)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R55649`

Property Details

APN / Parcel Number

Primary APN	`R55649`
Alternative APNs	`4630010002-007-00-01` `55649`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,403 sqft Living Area
1st Floor Area	2,403 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55649
Street Address	109 LARKSPUR ST
City	WHITE OAK
State	TX
Zip	75693-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 2 MONCRIEF #1
Legal Subdivision	MONCRIEF
Legal Tract	7
Legal Block	2
Legal Lot Number	7
Jurisdiction	GREGG TX
Township / Civil Division	LONGVIEW
Census Block Group	2
Census Block	2018
Census Tract	10302

Owner

Source: Gregg County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 LARKSPUR ST, WHITE OAK, TX 75693-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	20233583
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	0000006555
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Mar 14, 2023
Property Address	109 LARKSPUR ST, WHITE OAK, TX 75693-1717
Document Number	0000003583
Map Reference	MB 8 PG 109
Instrument Date	Mar 13, 2023
Instrument	202303583
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	ARBUS TITLE CORPORATION, US TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LARKSMUR ST, WHITE OAK, TX 75693-1717

Mortgage

Document Number	0000003584
Date	Mar 14, 2023
Instrument	202303584

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREGG TX
Property Address	109 LARKSPUR ST, WHITE OAK, TX 75693-1717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010238
Date	Jul 7, 2020
Instrument	202010238

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 (-5.77%) Homeowner's exemption	$319,660 (+8.89%) Land $12,360 Building $307,300	$319,660 (+8.89%) Land $12,360 Building $307,300
2024	$4,562.00 (+33.9%)
2023	$3,407.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$293,570 Land $12,360 Building $281,210	$293,570 Land $12,360 Building $281,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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