Rowan County property record for 109 Larch Rd, Salisbury, NC 28147
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,651 sqft · built 1961 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Company Name on Record |
| Last Sale | $330,000 (May 2026) |
| Tax Bill | $3,103 (2026) |
| Deeds & Mortgages | May 2026 Sale Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 329B066 |
| Primary APN | 329B066 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,651 sqft Living Area |
| 1st Floor Area | 1,854 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Lot Area | 31,363 sqft (0.72 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 224 sqft |
| Lean-To | 48 sqft |
| Storage Building | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 109 LARCH RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28147-9149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L23 |
| Legal Subdivision | WESTCLIFFE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 51303 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1060 OLD US HIGHWAY 70, SALISBURY, NC 28147-7406 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2024 · Amount on Record |
| Deed Book / Page | 1482 / 893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 11, 2026 |
| Property Address | 109 LARCH RD, SALISBURY, NC 28147-9149 |
| Document Number | 1482000893 |
| Book / Page | 1482 / 893 |
| Instrument Date | May 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1060 OLD US HIGHWAY 70, SALISBURY, NC 28147-7406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 109 LARCH RD, SALISBURY, NC 28147-9149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0014040897 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 1404/897 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 4, 2020 |
| Property Address | 109 LARCH RD, SALISBURY, NC 28147-9149 |
| Document Number | 0013490618 |
| Book / Page | 1349 / 618 |
| Map Reference | MB 9995 PG 954 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2405, SALISBURY, NC 28145-2405 |
| Name | Verified Name |
|---|---|
| Address | 109 LARCH RD, SALISBURY, NC 28147-9149 |
| Document Number | 1349619 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 1349/619 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,103.00 (+4.55%) | $259,514 (+4.57%) Land $32,000 Building $227,514 | $259,514 (+4.57%) Land $32,000 Building $227,514 |
| 2025 | $2,968.00 | $248,174 (-) Land $32,000 Building $216,174 | |
| 2023 | $2,968.00 | $248,174 Land $32,000 Building $216,174 | $248,174 Land $32,000 Building $216,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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