109 Larch Rd, Ocala, FL 34480 Property Records

Marion County property record for 109 Larch Rd, Ocala, FL 34480 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$228,500 (Aug 2022)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Aug 2022 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9024-0588-10`

Property Details

APN / Parcel Number

Primary APN	`9024-0588-10`
Alternative APNs	`1439981000` `1439981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	1,693 sqft
1st Floor Area	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Other
Roof Type	Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	315 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	109 LARCH RD
City	OCALA
State	FL
Zip	34480-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 12 TWP 16 RGE 22 PLAT BOOK J PAGE 188 SILVER SPRINGS SHORES UNIT 24 BLK 588 LOT 10
Legal Range	22E
Legal Township	16S
Legal Section	12
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	588
Legal Lot Number	10
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	3
Census Block	3061
Census Tract	1103

Owner

Source: Marion County records · APN 9024-0588-10

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 LARCH RD, OCALA, FL 34480-8269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer COMPLETE CHOICE TITLE SERVICES, COMPLETE CHOICE TTL SVCS INC
Mar 22, 2022	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Nov 27, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	2022122539
Deed Book / Page	7860 / 1048
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0077310907
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Aug 22, 2022
Property Address	109 LARCH RD, OCALA, FL 34480-8269
Document Number	0078601048
Book / Page	7860 / 1048
Map Reference	MB J PG 188-201
Instrument Date	Aug 19, 2022
Instrument	2022122539
Transaction Type	Transfer
Record Updated	Sep 09, 2022
Title Company	COMPLETE CHOICE TITLE SERVICES, COMPLETE CHOICE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,599.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5893 PECAN RD, 5893, OCALA, FL 34472-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 LARCH RD, OCALA, FL 34480-8269

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Mar 22, 2022
Property Address	109 LARCH RD, OCALA, FL 34480-8269
Document Number	0077310907
Book / Page	7731 / 907
Map Reference	MB J PG 188-201
Instrument Date	Mar 17, 2022
Instrument	2022040944
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LARCH RD, OCALA, FL 34480-8269
Investor	Possibly a Property Investor

Mortgage

Document Number	0007731910
Date	Mar 22, 2022
Instrument	7731/910

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	109 LARCH RD, OCALA, FL 34480-8269
Document Number	0070961984
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 LARCH RD OCALA FL 344808269, OCALA, FL 34480-8269

Mortgage

Document Number	0070961984
Date	Dec 16, 2019
Book Page	007096/001984
Instrument	131408

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+27.07%) Homeowner's exemption	$60,624 (+2.9%)	$167,248 (+2.42%) Land $24,000 Building $143,248
2024	$798.00 (-72.09%) Homeowner's exemption	$58,915 (-63.03%) Land $21,000 Building $37,915	$163,299 (+2.47%) Land $21,000 Building $142,299
2023	$2,859.00 (+288.98%)	$159,357 (+223.62%) Land $21,000 Building $138,357	$159,357 (+41.42%) Land $21,000 Building $138,357
2022	$735.00 Homeowner's exemption	$49,242	$112,686 Land $16,000 Building $96,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830011033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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