Lauderdale County property record for 109 Lance Ln, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,903 sqft · built 1969 |
| Lot Size | 0.498 acres (21,730 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,552 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-07-36-3-002-041-000 |
| Primary APN | 15-07-36-3-002-041-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,903 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| 2nd Floor Area | 1,066 sqft |
| Utility Area | 774 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,730 sqft |
| Lot Dimensions | 170 ft deep x 104 ft wide |
| Utility Building | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 38395 |
|---|---|
| Street Address | 109 LANCE LN |
| City | FLORENCE |
| State | AL |
| Zip | 35630-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 104.35 X 180 IRR THE CEDARS SD LOT 136 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Subdivision | THE CEDARS |
| Legal Lot Number | 136 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10902 |
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 LANCE LN, FLORENCE, AL 35630-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 109 LANCE LN, FLORENCE, AL 35630-1424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/40687 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 2021/40687 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,552.00 (-11.92%) Homeowner's exemption Senior Citizen's exemption | $37,280 (-) | $372,680 (-) Land $36,200 Building $336,480 |
| 2024 | $1,762.00 (+8.43%) Homeowner's exemption | $37,280 (+1,022.89%) Land $3,640 Building $33,640 | $372,680 (+8.09%) Land $36,200 Building $336,480 |
| 2023 | $1,625.00 (+20.1%) Homeowner's exemption | $3,320 (-88.53%) Land $3,320 | $344,780 (+19.18%) Land $33,200 Building $311,580 |
| 2022 | $1,353.00 Homeowner's exemption | $28,940 | $289,300 Land $34,500 Building $254,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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