109 Lake St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 109 Lake St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,833 sqft · built 1927
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$427,500 (Sep 2023)
Tax Bill	$8,599 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500700 29.-1-8`

Property Details

APN / Parcel Number

Primary APN	`500700 29.-1-8`
Alternative APN	`070002900000010080000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,833 sqft Living Area
1st Floor Area	748 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 LAKE ST
City	ITHACA
State	NY
Zip	14850-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	1
Census Block	1002
Census Tract	700

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1284 QUATTLEFIELD LN, FERNANDINA BEACH, FL 32034-5452
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
Sep 7, 2023	Warranty Deed, Transfer
Aug 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20237983
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TOMPKINS NY
Recording Date	Aug 13, 2025
Property Address	109 LAKE ST, ITHACA, NY 14850-3855
Document Number	0000008039
Instrument Date	Aug 1, 2025
Instrument	2025-08039
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5913 SONOMA RD, BETHESDA, MD 20817-3450

Mortgage

Document Number	0000008040
Date	Aug 13, 2025
Instrument	2025-08040

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Sep 7, 2023
Property Address	109 LAKE ST, ITHACA, NY 14850-3855
Document Number	0000007983
Instrument Date	Aug 31, 2023
Instrument	2023-07983
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1417 SADLER RD # 358, 358, FERNANDINA BEACH, FL 32034-0301

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Aug 3, 2021
Property Address	109 LAKE ST, ITHACA, NY 14850-3855
Document Number	0000008858
Instrument Date	Jul 29, 2021
Instrument	2021-08858
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	541 DOUGLASS ST, SAN FRANCISCO, CA 94114-2727

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,599.00 (-40.75%)
2025	$14,513.00	$425,000 (+37.99%) Land $73,400 Building $351,600	$425,000 (+37.99%) Land $73,400 Building $351,600
2023		$308,000 (+8.07%) Land $73,400 Building $234,600	$308,000 (+8.07%) Land $73,400 Building $234,600
2022		$285,000 Land $73,400 Building $211,600	$285,000 Land $73,400 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Fiberspark, T-Mobile.

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